Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,640 reviews, last reviewed 2nd May 2026
106120% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very clear and fair. Very clear and fair. Always helpful when I need to get in touch. Reviewed on: 2nd May 2026
Anthony's avatar
Anthony

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13640)

Easy and reassuring in the time of need.

5
Easy and reassuring in the time of need. Reviewed on: 14th March 2026
Jane's avatar
Jane

Excellent service

5
​If you are tired of the traditional banking "run-around," Plata Loans is a breath of fresh air. I recently used their platform, and the experience was miles ahead of the clunky, paperwork-heavy processes I’ve dealt with in the past. Reviewed on: 14th March 2026
Adrian B's avatar
Adrian B

Fast easy experience definitely recommend

5
Fast easy experience definitely recommend Reviewed on: 14th March 2026
Michael Daykin 's avatar
Michael Daykin

Clear process, and funds swiftly available.

5
Very clear and straightforward application process. Promptly allocated funds. Reviewed on: 14th March 2026
FS's avatar
FS

Quick and clear process.

5
Quick and clear process. Easy to use website and easy to navigate. Reviewed on: 14th March 2026
Sarah 's avatar
Sarah

Fantastic service from start to finish

5
Brilliant experience easy and clear from start to finish Reviewed on: 14th March 2026
Mark J's avatar
Mark J

Quick easy and seemless application process and fund...

3
Quick easy and seemless application process and funds into my account. Reviewed on: 14th March 2026
Esserolle's avatar
Esserolle
Reply from Plata Thank you for taking the time to leave a review, we are pleased to read you found the process easy and seamless. Kind regards, Plata. Response date: 25th March 2026
Plata's logo
Plata

Plata doesnt delay to process their work

5
Plata doesnt delay to process their work Reviewed on: 14th March 2026
Petros J's avatar
Petros J

Really easy and intuitive to use

5
Really easy and intuitive to use Reviewed on: 14th March 2026
Ieuan Bailey's avatar
Ieuan Bailey

They were really good on communication and keeping y...

5
They were really good on communication and keeping you up to date on your payment schedule. Reviewed on: 14th March 2026
Lizz b's avatar
Lizz b

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill