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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Excellent service

5
Very easy to follow the questions and for me to provide the information needed, when I did need a little help it was very easy to ask and with prompt answers from the plata team. Reviewed on: 14th March 2026
C S's avatar
C S

Quick and simple application.

5
Quick and simple application. Straightforward process. Reviewed on: 14th March 2026
Deborah A's avatar
Deborah A

Good customer service

5
Good customer service, information easy to understand Reviewed on: 14th March 2026
Claire T's avatar
Claire T

Very expensive, they take advantage with excessive fees

2
Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge
Reply from Plata Hi Ginge, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 25th March 2026
Plata's logo
Plata

Easy to apply , quick response very professional

5
Easy to apply , quick response very professional Reviewed on: 14th March 2026
Michelle 's avatar
Michelle

Would recommend

5
Delighted everything was straight forward Reviewed on: 14th March 2026
Joanne S's avatar
Joanne S

Very good

5
Good evening My experience is very very good well-done Reviewed on: 14th March 2026
ADAMSON's avatar
ADAMSON

Peace of mind

5
The process was efficient, quick and it did exactly what it said it would do. The relief on my side was substantial because the funds enabled me to tidy up some credit card debt and have peace of mind for Christmas Reviewed on: 14th March 2026
Kerrie D's avatar
Kerrie D

They gave me a chance to have a good car.

5
They gave me a chance to have a good car. Unlike the rest that wanted to charge a lot more Reviewed on: 14th March 2026
Billy Roberts's avatar
Billy Roberts

Very easy application, informative but not overwhelm...

5
Very easy application, informative but not overwhelming with the amount of information. Easy website to keep track of my account. Reviewed on: 14th March 2026
Charlie T's avatar
Charlie T

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