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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Very high interest rates and the interest is bolted...

5
Very high interest rates and the interest is bolted on the front end of the loan Reviewed on: 15th March 2026
Paul d's avatar
Paul d

It was a straightforward application and provided me...

4
It was a straightforward application and provided me with a good rate at the time Reviewed on: 15th March 2026
Mo's avatar
Mo

Helped out when I needed it financially

4
Helped out when I needed it financially Reviewed on: 15th March 2026
Mr D's avatar
Mr D

Easy process to follow.

5
It took little time for the application. Reviewed on: 14th March 2026
Shehab A's avatar
Shehab A

Top drawer.

5
Really good experience with Plata. The application was quick, communication was clear, and the money arrived when they said it would. Everything has been straightforward so far and the repayments are easy to follow. Very happy with the service. Reviewed on: 14th March 2026
Gareth E's avatar
Gareth E

Excelent , quick responce

5
Excelent , quick response , money soon in the bank after acceptance Reviewed on: 14th March 2026
R W's avatar
R W

Excellent service

5
Very easy to follow the questions and for me to provide the information needed, when I did need a little help it was very easy to ask and with prompt answers from the plata team. Reviewed on: 14th March 2026
C S's avatar
C S

Quick and simple application.

5
Quick and simple application. Straightforward process. Reviewed on: 14th March 2026
Deborah A's avatar
Deborah A

Good customer service

5
Good customer service, information easy to understand Reviewed on: 14th March 2026
Claire T's avatar
Claire T

Very expensive, they take advantage with excessive fees

2
Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge
Reply from Plata Hi Ginge, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 25th March 2026
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Plata

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