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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Prompt fair service thankyou - easy application and...

5
Prompt fair service thankyou - easy application and fast answer - really good service Reviewed on: 22nd March 2024

Great experience with plata, love the service

5
Great experience with plata, love the service Reviewed on: 22nd March 2024

It is what is it

5
If you need a loan, never want to have a high APR, but if things have happened out of your control and this is the only option then Plata is really good. Not issues and everything is transparent Reviewed on: 22nd March 2024

Very happy

5
Really easy application process and happy with the rates. Customer service was great when we changed address. Reviewed on: 22nd March 2024

5 star great service

5
from application o funds being in the account was fantastic Reviewed on: 22nd March 2024

Easy process and efficient.

5
Easy process and efficient. Clear instructions and good customer service. Reviewed on: 22nd March 2024

Everything dealt with promptly, courteous staff.

5
Everything dealt with promptly, courteous staff. Reviewed on: 22nd March 2024

So easy and helpful , friendly staff the whole exper...

5
So easy and helpful , friendly staff the whole experience a good one Reviewed on: 22nd March 2024

Great customer service

5
Great service and great customer services, had a few issues with payments not being taken but the staff cleared it up with a short phone call Reviewed on: 22nd March 2024

Look no further than Plata!

5
My experience with Plata has been seamless and overall a complete joy. Whenever I have had a query or concern their customer service team have been attentive, dedicated, and overall extremely helpful. Their service is second to none! I give Plata my highest of recommendations. Reviewed on: 22nd March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review