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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

great - thanks, very easy to deal with

4
great - thanks, very easy to deal with Reviewed on: 22nd March 2024

I haven't needed to contact them

4
I haven't needed to contact them Reviewed on: 22nd March 2024

Effortless & Ease

5
Quick, easy, simple to use, are a few phrases I would use however, that’s not enough. Effortless is what Plata is and has done for my piece of mind. The entire process was simple & stream lined. They took the stress & complications out of acquiring a loan. Would recommend again & again. Reviewed on: 22nd March 2024

Quick and simple to get a loan, APR could be...

5
Quick and simple to get a loan, APR could be better Reviewed on: 22nd March 2024

Fantastic service and customer service.

5
Fantastic service and customer service. I have been using them for a while and I am thoroughly enjoying being a customer of Plata. Reviewed on: 22nd March 2024

Friendly and professional people are always welcome...

5
Friendly and professional people are always welcome to help out with the questions and concerns. Reviewed on: 22nd March 2024

Perfection

5
Never had an issue with Plata, No hassle, No stress. Reviewed on: 22nd March 2024

Smooth process for getting a loan and pretty straigh...

4
Smooth process for getting a loan and pretty straight forward experience Reviewed on: 22nd March 2024

Very good customer experience.

5
Very good customer experience. Very easy to listen and understand your concerns Reviewed on: 22nd March 2024

Fast Account Set up

5
Was quick and simple to get my account all set up and I am kept in contact with all updates. Reviewed on: 22nd March 2024

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