Paid advertisement
Smart Money People Logo
Newsletter

Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13652)

Excellent value for money, easy application and grea...

5
Excellent value for money, easy application and great aftercare. Was extremely surprised how simple and straightforward it was to apply for loan with Plata and appreciated the aftercare following the application; just how loans should be administered :-) Reviewed on: 22nd March 2024

Easy setup, quick depositing the money

5
Easy setup, quick depositing the money Reviewed on: 22nd March 2024

quick and easy to apply

5
quick and easy to apply and always kept up to date with payments and easy to see what owed and could pay back more/early. Reviewed on: 22nd March 2024

Plata - Highly recommended loans!

5
The loan was easy and hassle free to obtain. It arrived in my bank within a few days and helped me to build my dream wedding. The customer service when I have spoken to them have been very polite and always willing to offer advise on the account. Reviewed on: 22nd March 2024

great - thanks, very easy to deal with

4
great - thanks, very easy to deal with Reviewed on: 22nd March 2024

I haven't needed to contact them

4
I haven't needed to contact them Reviewed on: 22nd March 2024

Effortless & Ease

5
Quick, easy, simple to use, are a few phrases I would use however, that’s not enough. Effortless is what Plata is and has done for my piece of mind. The entire process was simple & stream lined. They took the stress & complications out of acquiring a loan. Would recommend again & again. Reviewed on: 22nd March 2024

Quick and simple to get a loan, APR could be...

5
Quick and simple to get a loan, APR could be better Reviewed on: 22nd March 2024

Fantastic service and customer service.

5
Fantastic service and customer service. I have been using them for a while and I am thoroughly enjoying being a customer of Plata. Reviewed on: 22nd March 2024

Friendly and professional people are always welcome...

5
Friendly and professional people are always welcome to help out with the questions and concerns. Reviewed on: 22nd March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review