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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Fast and efficient service.

5
Fast and efficient service. Regular updates. Reviewed on: 22nd March 2024
Debra J's avatar
Debra J

Thoroughly recommend - excellent service

5
Really easy process, application was approved swiftly and money delivered super fast. The whole experience has been really easy, secure and reassuring. I would thoroughly recommend to friends and family. I will always use Plata again in the future! Reviewed on: 22nd March 2024
CHobs's avatar
CHobs

Efficient service.

5
Efficient service. Very customer focused. Reviewed on: 22nd March 2024
Jo D's avatar
Jo D

Easiest credit application I have made

5
I needed the loan to take my family to visit my dad in the USA. Plata has provided my the amount I needed at an APR I could afford. The application and management portal is easy to use and simple to understand Reviewed on: 22nd March 2024
Syed Hoque's avatar
Syed Hoque

Very easy and accommodating very quick

5
Very easy and accommodating very quick Reviewed on: 22nd March 2024
Claire A's avatar
Claire A

I’m happy Plata help me so much!

5
I’m happy Plata help me so much Reviewed on: 22nd March 2024
Rafal G's avatar
Rafal G

Excellent value for money, easy application and grea...

5
Excellent value for money, easy application and great aftercare. Was extremely surprised how simple and straightforward it was to apply for loan with Plata and appreciated the aftercare following the application; just how loans should be administered :-) Reviewed on: 22nd March 2024
Kevin M's avatar
Kevin M

Easy setup, quick depositing the money

5
Easy setup, quick depositing the money Reviewed on: 22nd March 2024
Matthew C's avatar
Matthew C

quick and easy to apply

5
quick and easy to apply and always kept up to date with payments and easy to see what owed and could pay back more/early. Reviewed on: 22nd March 2024
susan h's avatar
susan h

Plata - Highly recommended loans!

5
The loan was easy and hassle free to obtain. It arrived in my bank within a few days and helped me to build my dream wedding. The customer service when I have spoken to them have been very polite and always willing to offer advise on the account. Reviewed on: 22nd March 2024
Jamie M's avatar
Jamie M

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