Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,638 reviews, last reviewed 30th Apr 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service and fast response on appl... Very good customer service and fast response on application Reviewed on: 30th April 2026
Marc L's avatar
Marc L

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13638)

Customer service is always very helpful and they do...

5
Customer service is always very helpful and they do everything they can to assist and make sure the customer is very happy which is important, affordable loans and very understandable with each and everyone’s personal circumstances Reviewed on: 14th March 2026

Easy application process timely response and good rates

5
Easy application process timely response and good rates Reviewed on: 14th March 2026

Easy and straight forward loan.

5
Easy and straight forward loan. No hidden fees Reviewed on: 14th March 2026

Quick and easy application and good rates

5
Quick and easy application and good rates Reviewed on: 14th March 2026

A brilliant experience.

5
A brilliant experience. Straight forward from the beginning. I was a in a challenging situation, I applied online and was approved online. There was no delays or issues, uploading anything was so straightforward. Even signing contracts was all done online. I have had loans before and none have been as straightforward as this with Plata. I have since recommended to friends whom needed a loan too. Reviewed on: 14th March 2026

Easy to use, modern service

5
Easy to use, modern service. I applied and got my loan within days! Reviewed on: 14th March 2026

Straight forward hassle free loan

5
Plata considered me when no one else would. I didn’t feel judged when I was being considered for a loan. Service was hassle free, very friendly and professional. It didn’t take long for them to come to a decision. They were transparent and did what they said and money was in the bank within a few days Reviewed on: 14th March 2026

Easy to use and very helpful with an easy applicatio...

5
Easy to use and very helpful with an easy application to help make the process smoother and easier to understand. Reviewed on: 14th March 2026

you can repay every 4 weeks.

5
I really like that you can repay every 4 weeks towards your loan. Customer service has always been great when I have spoke to them Reviewed on: 14th March 2026

Quick results

5
Quick and easy way to apply for personal loans. Money was transferred within a few hours. Reviewed on: 14th March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review