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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

They're always ready to help when you're going throu...

5
They're always ready to help when you're going through any hardship and can't afford your repayment Reviewed on: 14th March 2026

Brilliant

5
Such an easy stress free experience, from start to finish. Everything was perfectly explained and made simple Reviewed on: 14th March 2026

Help me out out of a jamHelp me out of a jam

5
Help me out of a jam when I need to combined everything Reviewed on: 14th March 2026

Loan application

5
Found that from the beginning of the loan application to completion was very smooth and uncomplicated Reviewed on: 14th March 2026

The application for was straightforward no complicat...

4
The application for was straightforward no complications. Reviewed on: 14th March 2026

Customer service is always very helpful and they do...

5
Customer service is always very helpful and they do everything they can to assist and make sure the customer is very happy which is important, affordable loans and very understandable with each and everyone’s personal circumstances Reviewed on: 14th March 2026

Easy application process timely response and good rates

5
Easy application process timely response and good rates Reviewed on: 14th March 2026

Easy and straight forward loan.

5
Easy and straight forward loan. No hidden fees Reviewed on: 14th March 2026

Quick and easy application and good rates

5
Quick and easy application and good rates Reviewed on: 14th March 2026

A brilliant experience.

5
A brilliant experience. Straight forward from the beginning. I was a in a challenging situation, I applied online and was approved online. There was no delays or issues, uploading anything was so straightforward. Even signing contracts was all done online. I have had loans before and none have been as straightforward as this with Plata. I have since recommended to friends whom needed a loan too. Reviewed on: 14th March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review