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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,638 reviews, last reviewed 30th Apr 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service and fast response on appl... Very good customer service and fast response on application Reviewed on: 30th April 2026
Marc L's avatar
Marc L

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13638)

Very good service

5
Very good service easy online application Reviewed on: 13th March 2026
Gary N's avatar
Gary N

Easy application and money deposited quickly

5
Easy application and money deposited quickly which was helpful to ease financial burden. I was able to select a repayment date and My Account is easy to navigate to keep track of my outstanding amount and repayments made so far Reviewed on: 13th March 2026
Kevin M's avatar
Kevin M

It is very explanatory and easy to understand

4
It is very explanatory and easy to understand Reviewed on: 13th March 2026
Mr S's avatar
Mr S

My experience with Plata was exceptional

5
My experience with Plata was exceptional and made me feel truly seen and heard. The loan application process was quick and straightforward, and the interest rate was fair compared to other lenders. I was particularly pleased with how quickly I received a decision and how fast the funds were deposited into my account. Because the process was so easy and smooth, I even recommended it to my mum. The website interface is also very user-friendly and easy to navigate. I'd definitely use them again in future without the need to shop around. Reviewed on: 13th March 2026
Jasmine's avatar
Jasmine

I needed to change my payment method, which I manage...

5
I needed to change my payment method, which I managed very easily. Reviewed on: 13th March 2026
Mr N's avatar
Mr N

Very good, big help when I needed it would recommend...

4
Very good, big help when I needed it would recommend Reviewed on: 13th March 2026
Michael Crosby's avatar
Michael Crosby

All working for me excellent, I’m very satisfied

5
All working for me excellent, I’m very satisfied Reviewed on: 13th March 2026
Robertoooo's avatar
Robertoooo

good experience from start to finish a...

4
Always have a good experience from start to finish and regular communications Reviewed on: 13th March 2026
DB's avatar
DB

From start to finish very efficient and friendly and...

5
From start to finish very efficient and friendly and no hassle like other banks Reviewed on: 13th March 2026
Darren M's avatar
Darren M

All good excellant service,very helpful

5
All good excellant service,very helpful Reviewed on: 13th March 2026
Barbara J's avatar
Barbara J

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