Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13649)

Easy to navigate, simple to apply, quick decision, v...

5
Easy to navigate, simple to apply, quick decision, very smooth Reviewed on: 13th March 2026
DougC's avatar
DougC

Very good service

5
Very good service easy online application Reviewed on: 13th March 2026
Gary N's avatar
Gary N

Easy application and money deposited quickly

5
Easy application and money deposited quickly which was helpful to ease financial burden. I was able to select a repayment date and My Account is easy to navigate to keep track of my outstanding amount and repayments made so far Reviewed on: 13th March 2026
Kevin M's avatar
Kevin M

It is very explanatory and easy to understand

4
It is very explanatory and easy to understand Reviewed on: 13th March 2026
Mr S's avatar
Mr S

My experience with Plata was exceptional

5
My experience with Plata was exceptional and made me feel truly seen and heard. The loan application process was quick and straightforward, and the interest rate was fair compared to other lenders. I was particularly pleased with how quickly I received a decision and how fast the funds were deposited into my account. Because the process was so easy and smooth, I even recommended it to my mum. The website interface is also very user-friendly and easy to navigate. I'd definitely use them again in future without the need to shop around. Reviewed on: 13th March 2026
Jasmine's avatar
Jasmine

I needed to change my payment method, which I manage...

5
I needed to change my payment method, which I managed very easily. Reviewed on: 13th March 2026
Mr N's avatar
Mr N

Very good, big help when I needed it would recommend...

4
Very good, big help when I needed it would recommend Reviewed on: 13th March 2026
Michael Crosby's avatar
Michael Crosby

All working for me excellent, I’m very satisfied

5
All working for me excellent, I’m very satisfied Reviewed on: 13th March 2026
Robertoooo's avatar
Robertoooo

good experience from start to finish a...

4
Always have a good experience from start to finish and regular communications Reviewed on: 13th March 2026
DB's avatar
DB

From start to finish very efficient and friendly and...

5
From start to finish very efficient and friendly and no hassle like other banks Reviewed on: 13th March 2026
Darren M's avatar
Darren M

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill