Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,638 reviews, last reviewed 30th Apr 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service and fast response on appl... Very good customer service and fast response on application Reviewed on: 30th April 2026
Marc L's avatar
Marc L

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13638)

Minimum of fuss

5
Extremely user-friendly, with a minimum of delay and intrusive questions. Simple forms, and, if I remember correctly, only one phone call. Reviewed on: 13th March 2026

Have not had any problems always notified before mon...

5
Have not had any problems always notified before monthly payment is due. Reviewed on: 13th March 2026

Great experience

5
Plata offered an easy, stress free service that was so straight forward and prompt. Reviewed on: 13th March 2026

Absolutely amazing customer service.

5
Absolutely amazing customer service. Reviewed on: 13th March 2026

Simple easy to use , direct usage , easy to...

5
Simple easy to use , direct usage , easy to use app Reviewed on: 13th March 2026

Highly recommended ...

5
Simple application and great communication regarding payment dates each month Reviewed on: 13th March 2026

Fast and easy application hassle free and money in y...

5
Fast and easy application hassle free and money in your account within 24 hours Reviewed on: 13th March 2026

Had a new bank card so my payment didn't get taken o...

5
Had a new bank card so my payment didn't get taken on the day,so I rung and spoke to a lovely woman and she sorted it out for me very helpful Reviewed on: 13th March 2026

Easy and straightforward.

5
Easy and straightforward. Know where I stand Reviewed on: 13th March 2026

Good service thanks

5
Good service i am so happy thanks Reviewed on: 13th March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review