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Plata: Personal loans reviews

4.85
Based on 13,647 reviews, last reviewed 11th Jun 2026
70% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service , helpful & easy to apply loan Good customer service helpful , easy to apply loan Reviewed on: 11th June 2026
Frederick B's avatar
Frederick B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13647)

Fast last minute loan needed!....on a sunday morning

5
without going into details of why,I needed a small loan,it was sunday morning and I looked at my options....Plata looked good without a silly APR,5 minutes later ,all done,....thats how it should be ....but rarely is Reviewed on: 4th July 2023

Quick and easy

5
The whole experience was as pain free as possible the turn around was same day and everything was clear and understandable Reviewed on: 4th July 2023

Fast efficient service

5
This company took away any unnecessary questions, the process was simple and the money transferred quickly. Great job Team Plata Reviewed on: 4th July 2023

Personal loan

5
Until Plata I was struggling to get a loan! Plata make my dream come true! Easy to apply and affordable repayments! Good job Reviewed on: 4th July 2023

Quick and easy within the guidelines

5
Very helpful and i felt reassured when i was accepted Reviewed on: 4th July 2023

Fast good service

5
A good service, quick easy to do and very simple to navigate instructions. Thank you! Reviewed on: 4th July 2023

Great customer service

5
The customer service was great everyone i spoke to was soo polite and i felt they really cared and wanted to help. There online account is super easy to use. To be honest Plate is the best loan company i have used and would 100% recommend and use again. Reviewed on: 4th July 2023

Great service!

5
Easy application process and fantastic service with an online portal for making additional payments hassle free! Reviewed on: 4th July 2023

Best of All

5
A friend of mine introduced me to karma’s credit rate checking at work then I filled in every necessary things, a couple of days later it shows three credit loans provider which gave me offers for loan. I just says let me filled in for loan just playing around as my credit rate has spoils due to a default in my account after my divorce that I struggle to pay a bank loans back, this happens six year ago. I can’t believe it happened, I was offered a loan straight away and money is in my accounts as promised. Thank you plata for trusting in me while others failed. I got the money and very useful at the time money came in. So happy Reviewed on: 4th July 2023

Phenomenal Company

5
Never been dealt with this quick and easy by and company before. Very slick & easy. Reviewed on: 4th July 2023

Review Plata: Personal loans now

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