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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Great company

5
Everything from start to.finish was so smooth. I even had time to relax, knowing I was in safe hands. Reviewed on: 27th June 2023

Quick and easy

4
Was very quick and easy to apply and get approved for the loan and money was in the account quickly Reviewed on: 27th June 2023

Great service

5
Great service, friendly people to deal with and answer any questions. Helpful. Reviewed on: 27th June 2023

Easy fast application and decision

5
The application was very easy to complete and funds were deposited within 24hrs. The whole process was completed with the minimum of fuss, leading to greatly reduced stress that l was able to reduce my monthly repayments back £250. Thank you Reviewed on: 27th June 2023

User friendly

5
Easy to apply, clear terms and messaging, hassle free, good rates Reviewed on: 27th June 2023

Quick and easy application

4
A quick and easy application followed by a friendly and informative response. Come across as very approachable and helpful. Reviewed on: 27th June 2023

Fast and effective service.

5
They are good people with fast and effective service. I would recommend a lot of people to use plata to borrow money. Reviewed on: 27th June 2023

Amazing

5
Best quality best service. Efficient, responsive and concise Reviewed on: 27th June 2023

Fantastic service and all of the above

5
No problem Just a good service Reviewed on: 27th June 2023

Super Quick & Easy

5
Everything was so simple and straight forward with Plata and great communication. I would definitely use again when looking at personal finance options and would highly recommend. Reviewed on: 27th June 2023

Review Plata: Personal loans now

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