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Plata: Personal loans reviews

4.94
Based on 13,642 reviews, last reviewed 11th May 2026
6056% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Quick and easy. Quick and easy. No stress. Prompt action. Good experience. Polite staff. Reviewed on: 11th May 2026
R S  T's avatar
R S T

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13642)

Very swift service.

5
Very swift service. Excellent user friendly online services. Reviewed on: 20th April 2026

Plata personal Loan was very professional and a simp...

5
Plata personal Loan was very professional and a simply step by step to apply. There customers service team is easy to contact and not Al so you can explain if there is a problem and the solution is dealt with again very professionally. thank thank Reviewed on: 20th April 2026

Excellent and straight forward application process!

5
Excellent and straight forward application process! Reviewed on: 20th April 2026

Easy application reasonable interest rate and good c...

5
Easy application reasonable interest rate and good customer service. Reviewed on: 20th April 2026

Came up top on my Experian search.

5
Came up top on my Experian search. Was approved very quickly. Excellent customer service and very clear t&c’s Reviewed on: 20th April 2026

It was easy to apply and the interest on the money b...

5
It was easy to apply and the interest on the money borrowed is good Reviewed on: 20th April 2026

Easy to apply and very quick turnaround would highly...

5
Easy to apply and very quick turnaround would highly recommend Reviewed on: 20th April 2026

Fast loan in my account in 15 minutes

5
Quick and easy loan payed into my account within 15 minutes Reviewed on: 20th April 2026

It was a really smooth experience and got the cash v...

5
It was a really smooth experience and got the cash very quick.would definitely recommend Reviewed on: 20th April 2026

Quick and efficient.

5
Quick and efficient. Applied for the loan , a few identity checks later received money in my bank account. Reviewed on: 20th April 2026

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