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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Easy application reasonable interest rate and good c...

5
Easy application reasonable interest rate and good customer service. Reviewed on: 20th April 2026

Came up top on my Experian search.

5
Came up top on my Experian search. Was approved very quickly. Excellent customer service and very clear t&c’s Reviewed on: 20th April 2026

It was easy to apply and the interest on the money b...

5
It was easy to apply and the interest on the money borrowed is good Reviewed on: 20th April 2026

Easy to apply and very quick turnaround would highly...

5
Easy to apply and very quick turnaround would highly recommend Reviewed on: 20th April 2026

Fast loan in my account in 15 minutes

5
Quick and easy loan payed into my account within 15 minutes Reviewed on: 20th April 2026

It was a really smooth experience and got the cash v...

5
It was a really smooth experience and got the cash very quick.would definitely recommend Reviewed on: 20th April 2026

Quick and efficient.

5
Quick and efficient. Applied for the loan , a few identity checks later received money in my bank account. Reviewed on: 20th April 2026

Really easy to sort and do.

4
Really easy to sort and do. Slightly higher interest rate but nothing to awful. Only really issue is I had to pay it back in a few card transactions as they had an upper limit on what they could process. Customer service were really helpful on the call. So all in all a good experience. Reviewed on: 20th April 2026

Easy process from start to finish

5
Easy process from start to finish Reviewed on: 20th April 2026

Absolutely great experience

5
Absolutely great experience - customer service is flawless so if theres any issues or you require changes to your agreeement they can help with ease. Reviewed on: 20th April 2026

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