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Plata: Personal loans reviews

4.94
Based on 13,638 reviews, last reviewed 30th Apr 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service and fast response on appl... Very good customer service and fast response on application Reviewed on: 30th April 2026
Marc L's avatar
Marc L

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13638)

very quick responses and easy to talk to

5
very quick responses and easy to talk to Reviewed on: 13th March 2026

Seamless interactions and support.

5
Seamless interactions and support. Really happy with my decision. Will definitely use Plata again in future. Reviewed on: 13th March 2026

Easy, transparent and safe.

5
I don't really have much to say as I've never encountered any problems with Plata. Setting up a loan with Plata was really easy and I didn't have to wait long at all to receive my loan. Everything was really transparent at the time of setting up my loan, no hidden fees. The website is really easy to navigate when making payments. I can't vouch for their customer service as mentioned, I've never had a problem which I think speaks volumes! My money feels safe with Plata, would definitely use again, if needed. Reviewed on: 13th March 2026

good and quick service from plata.

5
good and quick service from plata. Reviewed on: 13th March 2026

Better rate.

5
The speed of completion is amazing. Better rate than my high street bank. Reviewed on: 13th March 2026

Great service and quick response

5
Great service and quick response Reviewed on: 13th March 2026

Very happy quick and simple

5
Very happy quick and simple, it too me no longer then 5 minutes to fill everything out and the money was in my bank account before the end of the day. Reviewed on: 13th March 2026

Very efficient

5
Very quick and easy, received an outcome within minutes as promised. Reviewed on: 13th March 2026

Good communication

5
Clear information. Good communication during the application process. Helpful payment reminders. Reviewed on: 13th March 2026

Highly recommended indeed

5
Very good company with a great APR , loan very quickly approved, thank you Reviewed on: 13th March 2026

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