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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

It was a very smooth, easy and quick experience, and...

5
It was a very smooth, easy and quick experience, and in no was made me feel judged. Reviewed on: 13th March 2026

Quick and excellent service

5
Quick and excellent service. Happy to recommend to friends and family Reviewed on: 13th March 2026

Seamless experience with securing loans at the best...

5
Seamless experience with securing loans at the best rate. Reviewed on: 13th March 2026

The customer service has been excellent during the t...

5
The customer service has been excellent during the term of my loan, I have experienced difficulty on a couple of occasions and was treated with respect and was given realistic solutions Reviewed on: 13th March 2026

Hassle free loan application, quick and prompt payment.

5
Hassle free loan application, quick and prompt payment. Reviewed on: 13th March 2026

very quick responses and easy to talk to

5
very quick responses and easy to talk to Reviewed on: 13th March 2026

Seamless interactions and support.

5
Seamless interactions and support. Really happy with my decision. Will definitely use Plata again in future. Reviewed on: 13th March 2026

Easy, transparent and safe.

5
I don't really have much to say as I've never encountered any problems with Plata. Setting up a loan with Plata was really easy and I didn't have to wait long at all to receive my loan. Everything was really transparent at the time of setting up my loan, no hidden fees. The website is really easy to navigate when making payments. I can't vouch for their customer service as mentioned, I've never had a problem which I think speaks volumes! My money feels safe with Plata, would definitely use again, if needed. Reviewed on: 13th March 2026

good and quick service from plata.

5
good and quick service from plata. Reviewed on: 13th March 2026

Better rate.

5
The speed of completion is amazing. Better rate than my high street bank. Reviewed on: 13th March 2026

Review Plata: Personal loans now

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