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Plata: Personal loans reviews

4.94
Based on 13,636 reviews, last reviewed 29th Apr 2026
531100% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Was easy to use and very clear instructions Was easy to use and very clear instructions Reviewed on: 29th April 2026
Row's avatar
Row

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13636)

Simple and informed

5
Borrowing the money was simple and I am kept updated via emails regularly. Reviewed on: 12th March 2026

I applied and got a response straight away , was qu...

5
I applied and got a response straight away , was quick and simple Reviewed on: 12th March 2026

Easy to navigate, quick application when applying

5
Easy to navigate, quick application when applying Reviewed on: 12th March 2026

I applied and had an answer within an hour, the mone...

5
I applied and had an answer within an hour, the money was in my account next day. I got a brilliant rate and monthly payment considering my reasonable credit score and it has helped me out immensely, turning my debt into one consolidated payment. Thankyou plata Reviewed on: 12th March 2026

Took loan out/financial difficulties

5
I recently took out a plata loan although ended up suffering unforeseen medical issues making my ability to pay back fragile. They have emailed and sent letters of support to me Reviewed on: 12th March 2026

Easy application.

5
Easy application. Very quickly sorted. Reviewed on: 12th March 2026

Really simple process from start to finish & no stress.

5
Really simple process from start to finish & no stress. Reviewed on: 12th March 2026

Simple digital and quick process and time to funds i...

5
Simple digital and quick process and time to funds in my bank account Reviewed on: 12th March 2026

Excellent customer service

5
Applied for a loan and they were very efficient Reviewed on: 12th March 2026

We needed a loan and Plata were good in providing one .

5
We needed a loan and Plata were good in providing one . Reviewed on: 12th March 2026

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