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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
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Plata Personal loans reviews (13652)

Excellent highly recommended.

5
Excellent highly recommended. Very easy process Reviewed on: 12th March 2026
Trace's avatar
Trace

Straightforward and efficient

5
The service was very straightforward and efficient Reviewed on: 12th March 2026
Don W 's avatar
Don W

Easy to apply for, Money straight in my account.

5
Easy to apply for, Money straight in my account. Reviewed on: 12th March 2026
S B's avatar
S B

Great experience, received my loan swiftly and the t...

5
Great experience, received my loan swiftly and the team are very helpful Reviewed on: 12th March 2026
David H's avatar
David H

Fast quick payment and excellent service

5
Fast quick payment and excellent service Reviewed on: 12th March 2026
Craig W's avatar
Craig W

Plata - simple and straightforward mid-prime lender

4
Plata sits between prime and sub-prime lender and interest rates are comparaible with a good credit card rate. So if prime lenders turn you down, then Plata is defintely worth looking at. Was recommended by MSE. Reviewed on: 12th March 2026
Mike S's avatar
Mike S

Reliable and consistent

5
Plata have met all of our needs to manage this loan. I really like the fact I can also pay on the website if needed. email responses are quick and helpful- a most reliable service Reviewed on: 12th March 2026
Caroline M's avatar
Caroline M

Very good information given easy process

5
Very good information given easy process Reviewed on: 12th March 2026
Ian g's avatar
Ian g

Not the best rates but quick approvals

5
Not the best rates but quick approvals Reviewed on: 12th March 2026
Philippa B's avatar
Philippa B

Highly recommend A*

5
Very easy from applying to receiving the money and a good rates as well and fast pay. Outs Reviewed on: 12th March 2026
Darren B's avatar
Darren B

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