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Plata: Personal loans reviews

4.94
Based on 13,634 reviews, last reviewed 27th Apr 2026
530900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy application and efficient. Easy application and efficient. Website is easily navigable. Reviewed on: 27th April 2026
Richelle M's avatar
Richelle M

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13634)

Good service

5
You’ve provided excellent service when I needed it, so I’m happy if what’s been done. Reviewed on: 12th March 2026

Simple to get a loan

5
Very easy online application and fairly quick decision afterwards. Reviewed on: 12th March 2026

Good service just a tad pricey but beggers cant be c...

4
Good service just a tad pricey but beggers cant be choosers so all in id say its been easy and pleasnt service Reviewed on: 12th March 2026

Fast and helpful, amazing experience

5
Fast and helpful, amazing experience Reviewed on: 12th March 2026

Easy to apply and hassle free

5
The loan was good to be able to get, easy to apply and terms and conditions were clear. Can easily log into the account and keep check the loan status which helps to keep track. I would use them again if needed in future. The money appeared in my account the next day. Overall good experience. Reviewed on: 12th March 2026

Really good and easy.

5
Really good and easy. Money was with me straight away. Reviewed on: 12th March 2026

So easy and quick .

5
So easy and quick . Money was available within 4hrs Reviewed on: 12th March 2026

Quick and easy

5
From enquiring to receiving my loan took less than a few hours, very informative and helpful. Reviewed on: 12th March 2026

Easy to work with.

5
Easy to work with. Would highly recommend getting a loan. Reviewed on: 12th March 2026

Very efficient, quick and kept me up to date with th...

5
Very efficient, quick and kept me up to date with the process. Great that plata sends reminders when payments are due and offered good interest rates. Reviewed on: 12th March 2026

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