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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Simple and stress free loan

5
I had a really good experience getting a personal loan. The process was simple and didn’t take long, and everything was explained clearly. I appreciated how smooth it was from start to finish. Overall, very satisfied with the service and would recommend it to anyone looking for a quick and easy loan. Reviewed on: 12th March 2026

No nonsense banking.

5
No nonsense banking. The process was easy. Reviewed on: 12th March 2026

Great rates, easy set up, website is easy to use.

5
Great rates, easy set up, website is easy to use. Would recommend to friends Reviewed on: 12th March 2026

Very easy application process very clear and quick p...

5
Very easy application process very clear and quick payment service Reviewed on: 12th March 2026

Got a loan of plata to pay off a credit card as I wa...

5
Got a loan of plata to pay off a credit card as I was getting charged disgustingly high interest, Easy process, low monthly payments compared to the CC payments Reviewed on: 12th March 2026

Very good service and very first money in account

5
Very good service and very first money in account Reviewed on: 12th March 2026

Plata have been great! Highly recommend

5
Plata have been great! Fast payment an kept me up to date when I would receive my loan and when my payment would be taken Reviewed on: 12th March 2026

Seamless experience, great user friendly website

5
Seamless experience, great user friendly website Reviewed on: 12th March 2026

At short notice I needed to find a loan to combine p...

5
At short notice I needed to find a loan to combine paying for a new kitchen and post off my remaining car finance. Applied for the loan and within minutes signed up and next day money in the Bank, first repayment just made, nice and easy. Reviewed on: 12th March 2026

The application and funding of my plata loan was qui...

5
The application and funding of my plata loan was quick and easy with no stress like I had experienced in the past with a competitor. Reviewed on: 12th March 2026

Review Plata: Personal loans now

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