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Plata: Personal loans reviews

4.94
Based on 13,633 reviews, last reviewed 24th Apr 2026
530800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simple, quick, fair and affordable It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they ha... Read more Reviewed on: 24th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13633)

Plata have been great! Highly recommend

5
Plata have been great! Fast payment an kept me up to date when I would receive my loan and when my payment would be taken Reviewed on: 12th March 2026

Seamless experience, great user friendly website

5
Seamless experience, great user friendly website Reviewed on: 12th March 2026

At short notice I needed to find a loan to combine p...

5
At short notice I needed to find a loan to combine paying for a new kitchen and post off my remaining car finance. Applied for the loan and within minutes signed up and next day money in the Bank, first repayment just made, nice and easy. Reviewed on: 12th March 2026

The application and funding of my plata loan was qui...

5
The application and funding of my plata loan was quick and easy with no stress like I had experienced in the past with a competitor. Reviewed on: 12th March 2026

Would definitely recommend and use again!

5
A quick, efficient and straightforward service, with easy access and great communication. I like the flexibility to make over payments Reviewed on: 12th March 2026

Fastest loan i ve ever had

5
I got a 10k loan very quickly and easy Reviewed on: 12th March 2026

Best of the best

5
You get quick decision.very good customer service Reviewed on: 12th March 2026

Very friendly and easy to apply.

5
Very friendly and easy to apply. Happy with the deal. Reviewed on: 12th March 2026

A happy customer

5
A great service that was quick and easy to completer. Thanks Plata Reviewed on: 12th March 2026

So easy to navigate and work with

5
So easy to navigate and work with Reviewed on: 12th March 2026

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