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Plata: Personal loans reviews

4.94
Based on 13,633 reviews, last reviewed 24th Apr 2026
530800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simple, quick, fair and affordable It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they ha... Read more Reviewed on: 24th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13633)

Simple process as I’ve used these guys for years, un...

5
Simple process as I’ve used these guys for years, unbelievably easy and decent apr Reviewed on: 12th March 2026

Help with payment issues

5
It’s been very easy to sort out any issues with payments and customer service have been very helpful. Late payment fees are not added on straight away if there’s been an issue with payment. I’ve been given a chance to sort out if there’s been a issue with my card or payment method. Reviewed on: 12th March 2026

10/10 would recommend !

5
The application process was very straight forward and money transferred quickly. Reviewed on: 12th March 2026

Extremely easy and money available straight after ap...

5
Extremely easy and money available straight after approval Reviewed on: 12th March 2026

Application On time

5
Easy to apply. If you keep all the details which they need , at the end you receive the loan on the proper time. Reviewed on: 12th March 2026

Explained well.

5
Explained well. Easy to follow process Reviewed on: 12th March 2026

Really simple and smooth online process.

5
Really simple and smooth online process. Reviewed on: 12th March 2026

5 star service

5
Plata have been a great help and have provided a five star service Reviewed on: 12th March 2026

Provide a quite good service

5
Provide a good service however I think the service could be better by using direct debits instead of card payments Reviewed on: 12th March 2026

Very fast and professional loan provider

5
Very fast and professional loan provider Reviewed on: 12th March 2026

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