Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,630 reviews, last reviewed 23rd Apr 2026
530500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick snd Easy Using Plata was a very easy process and a pleasant experience Reviewed on: 23rd April 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13630)

Quick and easy.

5
Quick and easy. No fuss everyone just very helpful Reviewed on: 11th March 2026
Andrew meikle's avatar
Andrew meikle

I had a really positive experience with plata!

5
I had a really positive experience with plata! The process was pretty straightforward and good rate. I’d definitely recommend them to anyone looking for a smooth and reliable service Reviewed on: 11th March 2026
claire's avatar
claire

Quick easy app easy to use customer service second t...

5
Quick easy app easy to use customer service second to none Reviewed on: 11th March 2026
Andrew G's avatar
Andrew G

Super easy experience with Plata.

5
Super easy experience with Plata. Got a decision almost instantly, and the cash was in my account a few hours later. Definitely recommend if you need a fast, no-fuss process! Reviewed on: 11th March 2026
Ronnie's avatar
Ronnie

Great service, rates offered are better than competi...

5
Great service, rates offered are better than competitors, well done. Reviewed on: 11th March 2026
Christopher S's avatar
Christopher S

Playa-Excellent service

5
Applied for a loan. Got the money within 24 hours. I was updated every time of payments. I was well looked after. Rates were amszing and affordable. I would recommend Plata to anyone. Reviewed on: 11th March 2026
Vitinia F's avatar
Vitinia F

Good service, clear instructions, kept to time line...

4
Good service, clear instructions, kept to time lines, no drams Reviewed on: 11th March 2026
George B's avatar
George B

Affordable!

5
Good company, fair interest rates and accepts lower credit scores. Good for building credit this method too! Reviewed on: 11th March 2026
Liam M's avatar
Liam M

Had a great experience using Plata

5
Had a great experience using Plata, great customer service and a well engineered web app Reviewed on: 11th March 2026
Bradley's avatar
Bradley

Great Service

5
Applied on line, a phone call with a friendly, helpful adviser. Checks were completed, money was in my account the next day. Reviewed on: 11th March 2026
Liz's avatar
Liz

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill