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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Very pleased overall with the experience.

5
Very pleased overall with the experience. From start to finish it was all positive. Reviewed on: 11th March 2026

Good loan but could have a better rate

5
The loan was easy to get with a rate that was ok for the time. However it is still high. Reviewed on: 11th March 2026

Quick and easy loan application

5
Quick decision and money in your bank within 2 hours Reviewed on: 11th March 2026

Fantastic service, fast and reliable and easy to nav...

5
Fantastic service, fast and reliable and easy to navigate site. Experience was that good i now have taken my second loan from plate. Reviewed on: 11th March 2026

Have not any problems from the time I applied for my...

5
Have not any problems from the time I applied for my loan. Spoke to customer service a couple of times and have been very helpful Reviewed on: 11th March 2026

Quick and easy process

5
Quick and easy process, great communication and access to my loan details whenever I need it Reviewed on: 11th March 2026

Absolutely perfect service.

5
Absolutely perfect service. Highly recommend. Reviewed on: 11th March 2026

Honest lender.

5
Easy to apply, straight forward paperwork, with honest and open interest rates, I have found Plata to be honest and fair lender and would use again. Reviewed on: 11th March 2026

Highly professional

5
Great app, very easy to use. Very quick and professional customer service. Reviewed on: 11th March 2026

Online loan application

5
I carried out an online loan application, the whole process was easy to understand, quick to complete and the loan decision came short afterwards and funds from the application were in my designated account swiftly!! Reviewed on: 11th March 2026

Review Plata: Personal loans now

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