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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Excellent service 99% of the time

4
Excellent service 99% of the time Reviewed on: 11th March 2026
Emma Winstanley's avatar
Emma Winstanley

Easy to set up, handy application.

5
Easy to set up, handy application. No hassle from start to finish. Highly user friendly and excellent choices for managing repayments and scheduled dates for repayment. No issues to report. Would use again. Reviewed on: 11th March 2026
Kacper S's avatar
Kacper S

Great service.

5
Great service. Amazing communication Reviewed on: 11th March 2026
BGODFREY 's avatar
BGODFREY

Hassle free application, not bombarded with phone ca...

5
Hassle free application, not bombarded with phone calls and very friendly staff Reviewed on: 11th March 2026
Elizabeth P's avatar
Elizabeth P

When I needed a loan with bad credit Plata offered m...

5
When I needed a loan with bad credit Plata offered me one at a fairly low interest Reviewed on: 11th March 2026
Roger v's avatar
Roger v

10/10 would recommend

5
Good team, easy application process and the user interface of the website is good. It’s easy to see how much you have left to pay and the option to pay early (which is well hidden with other providers) Reviewed on: 11th March 2026
Sophie B's avatar
Sophie B

Professional & Excellent Customer Service

5
Seamless transaction to take out the loan, very helpful emails, easy to access your balance at any time. Very happy to recommend to others Reviewed on: 11th March 2026
Kathryn 's avatar
Kathryn

I been with Plata for a while, staff mazing , commu...

5
I been with Plata for a while, staff amazing , communication and support is great. Definitely recommend the Plata to others. Reviewed on: 11th March 2026
MRS N's avatar
MRS N

There was no problem with any of the process of gett...

5
There was no problem with any of the process of getting my loan. With my not so good credit rating Reviewed on: 11th March 2026
Gary J Smith's avatar
Gary J Smith

The experience I have had with my plata loan is exce...

5
The experience I have had with my plata loan is excellent easy to speak to and very helpful Reviewed on: 11th March 2026
Mr Hughes 's avatar
Mr Hughes

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