Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13649)

Quick, efficient and very clear!

5
Quick, efficient and very clear! All you need from a lender Reviewed on: 11th March 2026
Ron's avatar
Ron

Quality service

5
Easy process, very professional and efficient service Reviewed on: 11th March 2026
Sean Butler's avatar
Sean Butler

Got money quick and are helpful people

4
Got money quick and are helpful people Reviewed on: 11th March 2026
Peter W's avatar
Peter W

Processed applications very quickly and the process...

5
Processed applications very quickly and the process was very easy start to finis Reviewed on: 11th March 2026
Leigh A's avatar
Leigh A

Awful really.

1
Awful really. Application process for a top up gives you the impression you’ll be accepted, when you won’t be. Even if it means bringing your monthly payments down or keeping them the same but increasing the term. Ridiculous to even offer something that just hurts your credit file when they don’t actually offer it! Reviewed on: 11th March 2026
Elliot's avatar
Elliot
Reply from Plata Hi Elliot, Thank you for taking the time to share your feedback, which we are sorry to read. While we always value our existing customers, it’s important that we review multiple factors each time someone applies for a top‑up, and all applications are subject to further checks as part of our commitment to responsible lending. We understand this isn’t the outcome you were hoping for, and we’re sorry we couldn’t help on this occasion. We’d also like to reassure you that a declined Plata top‑up application does not have a negative impact on your credit file. If you’d like to talk this through or have any questions, our team will be happy to help: https://www.plata.com/s/contact-us Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Great experience told them what I needed and were ha...

5
Great experience told them what I needed and were happy to help disscition very quick and funds available quickly Reviewed on: 11th March 2026
Francis a's avatar
Francis a

Excellent Service

5
Excellent service, Easy process and accommodating customer care Reviewed on: 11th March 2026
Maria's avatar
Maria

Great company very easy to deal with

5
Great company very easy to deal with Reviewed on: 11th March 2026
Dominic d's avatar
Dominic d

Very easy application, excellent customer service

5
Very easy application, excellent customer service Reviewed on: 11th March 2026
Ray's avatar
Ray

Really easy process , helpful staff and clear instru...

5
Really easy process , helpful staff and clear instruction Reviewed on: 11th March 2026
Vahid Razaghzadeh's avatar
Vahid Razaghzadeh

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill