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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Just fantastic plus very helpful

5
Just fantastic and very helpful I went online and the loan was sorted and paid into my bank account Reviewed on: 11th March 2026
Wendy B's avatar
Wendy B

Good service excellent set up with a smooth transiti...

5
Good service excellent set up with a smooth transition and no hidden secrets Reviewed on: 11th March 2026
Christopher D's avatar
Christopher D

Great! Highly recommend!

5
Ease of use website/app, helpful and easy payment system, highly recommend, nothing too much trouble. Reviewed on: 11th March 2026
Mr P's avatar
Mr P

Customer service is amazing, they know what they’re...

5
Customer service is amazing, they know what they’re talking about unlike some other Companies out there. Service is very fast and straightforward, overall very happy with the service except for the interest charge which is bit higher. Reviewed on: 11th March 2026
AB's avatar
AB

Quick, efficient and very clear!

5
Quick, efficient and very clear! All you need from a lender Reviewed on: 11th March 2026
Ron's avatar
Ron

Quality service

5
Easy process, very professional and efficient service Reviewed on: 11th March 2026
Sean Butler's avatar
Sean Butler

Got money quick and are helpful people

4
Got money quick and are helpful people Reviewed on: 11th March 2026
Peter W's avatar
Peter W

Processed applications very quickly and the process...

5
Processed applications very quickly and the process was very easy start to finis Reviewed on: 11th March 2026
Leigh A's avatar
Leigh A

Awful really.

1
Awful really. Application process for a top up gives you the impression you’ll be accepted, when you won’t be. Even if it means bringing your monthly payments down or keeping them the same but increasing the term. Ridiculous to even offer something that just hurts your credit file when they don’t actually offer it! Reviewed on: 11th March 2026
Elliot's avatar
Elliot
Reply from Plata Hi Elliot, Thank you for taking the time to share your feedback, which we are sorry to read. While we always value our existing customers, it’s important that we review multiple factors each time someone applies for a top‑up, and all applications are subject to further checks as part of our commitment to responsible lending. We understand this isn’t the outcome you were hoping for, and we’re sorry we couldn’t help on this occasion. We’d also like to reassure you that a declined Plata top‑up application does not have a negative impact on your credit file. If you’d like to talk this through or have any questions, our team will be happy to help: https://www.plata.com/s/contact-us Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Great experience told them what I needed and were ha...

5
Great experience told them what I needed and were happy to help disscition very quick and funds available quickly Reviewed on: 11th March 2026
Francis a's avatar
Francis a

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