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Plata: Personal loans reviews

4.94
Based on 13,621 reviews, last reviewed 22nd Apr 2026
529600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Excellent service with good rates. Excellent service with good rates. Nothing was too much trouble for them and the process was extremely efficient. Reviewed on: 22nd April 2026
Michelle M's avatar
Michelle M

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13621)

Quick easy efficient

5
Quick easy efficient, used on mulitiple occassions. Reviewed on: 11th March 2026

Easy process, would recommend!

5
Easy process, would recommend! Simple forms, clear communication. Even whilst I waited I received updates. Would use them again. Reviewed on: 11th March 2026

Head and shoulders above the rest!

5
Top rates, quick transfer, excellent website Reviewed on: 11th March 2026

Great experience , easy to apply

5
Great experience , easy to apply Reviewed on: 11th March 2026

Easy application, fair rates, easy to use access and...

5
Easy application, fair rates, easy to use access and information on account on the website. Reviewed on: 11th March 2026

I was able to get a loan that matched my needs and b...

5
I was able to get a loan that matched my needs and budget. Easy process to apply and I like that everything is online. I can manage my account and it is secure. Safety matters to them and they look after the customers. Reviewed on: 11th March 2026

Plata has been easy to use, quick with receiving the...

5
Plata has been easy to use, quick with receiving the money and direct debit set up quickly. Gives the option to repay and see what can be done each month to repay extra. Would recommend plata. Reviewed on: 11th March 2026

Easy to deal with

5
Easy to deal with, funds straight in Reviewed on: 11th March 2026

Very easy to apply.

5
Very easy to apply. I struggled for a loan and Plata was one of the best providers for my circumstances. Reviewed on: 10th March 2026

Easy to deal with.

5
Easy to deal with. Easy Approval. Reviewed on: 10th March 2026

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