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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,475 reviews, last reviewed 19th Apr 2026
515600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Really easy, fast service. Really easy, fast service. Very happy Reviewed on: 19th April 2026
Chan R's avatar
Chan R

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13475)

Swift and straightforward.

5
Swift and straightforward. No waiting in queues, easy application and decision very quickly. Reviewed on: 2nd March 2026
Michelle I's avatar
Michelle I

Simple and straight forward to apply.

5
Simple and straight forward to apply. Reviewed on: 2nd March 2026
Robert S's avatar
Robert S

No problems whatsoever great customer service

5
No problems whatsoever great customer service Reviewed on: 2nd March 2026
Nidal K's avatar
Nidal K

Plata have been fantastic.

5
Plata have been fantastic. Never feel any pressure from them to pay more or pay early they stick to the agreement made and all correspondence is kept to what is needed nothing more! Reviewed on: 2nd March 2026
Callum Kennedy-Hulme's avatar
Callum Kennedy-Hulme

Easy and manageable debt consolidation

5
Plata has allowed me to consolidate my credit card debts which has reduced my monthly outgoings into one manageable loan payment. The only downside is the high interest rate but this is to be expected. I would recommend Plata to anyone in my situation. Reviewed on: 2nd March 2026
Jack's avatar
Jack

I had a second loan with Plata.

5
I had a second loan with Plata.. Straight forward process.. excellent service. Reviewed on: 2nd March 2026
Anthony T's avatar
Anthony T

Responsible and considerate lender

5
They are a good company and make sure that you are eligible for a loan and they scrutinise the paperwork properly before offering you a loan which is very responsible. Once approved , the funds are available very soon afterwards. Reviewed on: 2nd March 2026
N1Guy's avatar
N1Guy

I have enjoyed my experience with plata I have been...

5
I have enjoyed my experience with plata I have been able to track my loan very easily and never had an issues. The value for money is very good and should I need another loan I go with plata Reviewed on: 2nd March 2026
kacey m's avatar
kacey m

Easy to use website

4
Found website easy to use and keeping track of outstanding balance and payments Reviewed on: 2nd March 2026
Vic 's avatar
Vic

Very well explained online and if excepted the money...

5
Very well explained online and if excepted the money is in your account pretty much instantly I would definitely recommend this company and I would use them again in an instant they listen and met my needs Thank You!! Reviewed on: 2nd March 2026
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Michelle hill

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