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Plata: Personal loans reviews

4.94
Based on 13,475 reviews, last reviewed 19th Apr 2026
515600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Really easy, fast service. Really easy, fast service. Very happy Reviewed on: 19th April 2026
Chan R's avatar
Chan R

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13475)

Personal loan application

5
Personal loan application was approved quickly and without stress Reviewed on: 2nd March 2026

Very easy to apply, verification and received the mo...

5
Very easy to apply, verification and received the money in my account same day. good interest rate and repayment plan Reviewed on: 2nd March 2026

Simple to apply and good rates

5
I found their offer to be very good for a major company normally I find the unknown brands offer cheaper deals but was pleasantly surprised to see this was not the case this time Reviewed on: 2nd March 2026

Very Quick and Easy to use and understand

5
Very Quick and Easy to use and understand Reviewed on: 2nd March 2026

Great service & friendly staff.

5
Great service & friendly staff. Willing to help whenever needed Reviewed on: 2nd March 2026

Excellent

5
Applying was easy, the funds were released quickly. The website is easy to navigate. No issues. Reviewed on: 2nd March 2026

I have found them very helpful and very efficient.

5
I have found them very helpful and very efficient. When I have had an issue with my pay date changing they were able to assist me very efficiently in changing my loan payment date. I have had no complaints and am very impressed with their service Reviewed on: 2nd March 2026

Happy customer

5
My application was fast and received a call and following day money was in my account. Reviewed on: 2nd March 2026

Perfect so quick process and l really good customer...

5
Perfect so quick process and l really good customer service they have quick sending me money Reviewed on: 2nd March 2026

I have taken loans in the past but have never had su...

5
I have taken loans in the past but have never had such ease in applying for a consolidated loan to settle a higher interest loan with Plata. Its processes and very affordable rates are a must for people who are paying higher interest. Give them a try, you’ll be happily surprised !!! Reviewed on: 2nd March 2026

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