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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Superb loan provider.

5
Superb. Easy to apply. Pleasure to deal with. I wish that would be more like them on the market. Highly recommended. Reviewed on: 6th March 2026

I needed a help and they provided it for me, came to...

5
I needed a help and they provided it for me, came to a difficult situation as my husband got ill and was off work and they gave me a plan to spread the payments. Reviewed on: 6th March 2026

Genuinely the best lender I have experienced.

5
Genuinely the best lender I have experienced. The team are so friendly and helpful. Very quick and easy process. Reviewed on: 6th March 2026

Good experience from the start of my application to...

5
Good experience from the start of my application to the conclusion of the process. Quick and easy to understand. Reasonable APR. I really appreciate the fact that you can amend your monthly collection date with ease and without fear of penalty. This is a great benefit as sometimes, in life, things happen and your usual collection date may not be convenient. I also like the fact you can make overpayments or early payment without being charged an extra fee. Great features on the website to conduct all the actions discussed above. An app would be a great addition but not essential. Reviewed on: 6th March 2026

Straight forward and seemless process

5
Straight forward and seemless process Reviewed on: 6th March 2026

Excellent customer service.

5
Excellent customer service. Always willing to listen and help you when needed. Reviewed on: 5th March 2026

Very quick solution and very good customer care

5
Very quick solution and very good customer care Reviewed on: 5th March 2026

Quick apply.

5
Quick apply. Quick response. Money was in my account almost instantly. Good offers available Reviewed on: 5th March 2026

Easy to use, friendly service.

5
Easy to use, friendly service. Received the funds quickly Reviewed on: 5th March 2026

Great provider no issues application process seamless

5
Great provider no issues application process seamless Reviewed on: 5th March 2026

Review Plata: Personal loans now

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