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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Great and quick and easy platform to us too

5
Great and quick and easy platform to us too Reviewed on: 2nd March 2026
Martin's avatar
Martin

Simple to apply and decent account management website

5
Simple to apply and decent account management website Reviewed on: 2nd March 2026
Jonathan S's avatar
Jonathan S

I forgot to transfer money to oay my loan & this did...

5
I forgot to transfer money to oay my loan & this did not affect my loan! Money was in my bank pretty quick & also get to pay early and loose some interest payments. Reviewed on: 2nd March 2026
Chantelle 's avatar
Chantelle

Really easy to use great experience throughout

5
Really easy to use great experience throughout Reviewed on: 2nd March 2026
david l's avatar
david l

Excellent Service

5
Exceptional Service with quick, efficient results. Reviewed on: 2nd March 2026
Anonymous 's avatar
Anonymous

Swift and straightforward.

5
Swift and straightforward. No waiting in queues, easy application and decision very quickly. Reviewed on: 2nd March 2026
Michelle I's avatar
Michelle I

Simple and straight forward to apply.

5
Simple and straight forward to apply. Reviewed on: 2nd March 2026
Robert S's avatar
Robert S

No problems whatsoever great customer service

5
No problems whatsoever great customer service Reviewed on: 2nd March 2026
Nidal K's avatar
Nidal K

Plata have been fantastic.

5
Plata have been fantastic. Never feel any pressure from them to pay more or pay early they stick to the agreement made and all correspondence is kept to what is needed nothing more! Reviewed on: 2nd March 2026
Callum Kennedy-Hulme's avatar
Callum Kennedy-Hulme

Easy and manageable debt consolidation

5
Plata has allowed me to consolidate my credit card debts which has reduced my monthly outgoings into one manageable loan payment. The only downside is the high interest rate but this is to be expected. I would recommend Plata to anyone in my situation. Reviewed on: 2nd March 2026
Jack's avatar
Jack

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