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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

I had a second loan with Plata.

5
I had a second loan with Plata.. Straight forward process.. excellent service. Reviewed on: 2nd March 2026

Responsible and considerate lender

5
They are a good company and make sure that you are eligible for a loan and they scrutinise the paperwork properly before offering you a loan which is very responsible. Once approved , the funds are available very soon afterwards. Reviewed on: 2nd March 2026

I have enjoyed my experience with plata I have been...

5
I have enjoyed my experience with plata I have been able to track my loan very easily and never had an issues. The value for money is very good and should I need another loan I go with plata Reviewed on: 2nd March 2026

Easy to use website

4
Found website easy to use and keeping track of outstanding balance and payments Reviewed on: 2nd March 2026

Very well explained online and if excepted the money...

5
Very well explained online and if excepted the money is in your account pretty much instantly I would definitely recommend this company and I would use them again in an instant they listen and met my needs Thank You!! Reviewed on: 2nd March 2026

Nice and easy but a bit expensive

4
Nice and easy but a bit expensive Reviewed on: 2nd March 2026

Really quick and good experience even it was my firs...

5
Really quick and good experience even it was my first time Reviewed on: 2nd March 2026

Fast and easy loan, without any stress

5
Fast and easy loan, without any stress Reviewed on: 2nd March 2026

it was easier to apply and give different options

5
it was easier to apply and give different options Reviewed on: 2nd March 2026

excellent

5
excellent seamless service from start to finish Reviewed on: 2nd March 2026

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