Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

No problems whatsoever great customer service

5
No problems whatsoever great customer service Reviewed on: 2nd March 2026
Nidal K's avatar
Nidal K

Plata have been fantastic.

5
Plata have been fantastic. Never feel any pressure from them to pay more or pay early they stick to the agreement made and all correspondence is kept to what is needed nothing more! Reviewed on: 2nd March 2026
Callum Kennedy-Hulme's avatar
Callum Kennedy-Hulme

Easy and manageable debt consolidation

5
Plata has allowed me to consolidate my credit card debts which has reduced my monthly outgoings into one manageable loan payment. The only downside is the high interest rate but this is to be expected. I would recommend Plata to anyone in my situation. Reviewed on: 2nd March 2026
Jack's avatar
Jack

I had a second loan with Plata.

5
I had a second loan with Plata.. Straight forward process.. excellent service. Reviewed on: 2nd March 2026
Anthony T's avatar
Anthony T

Responsible and considerate lender

5
They are a good company and make sure that you are eligible for a loan and they scrutinise the paperwork properly before offering you a loan which is very responsible. Once approved , the funds are available very soon afterwards. Reviewed on: 2nd March 2026
N1Guy's avatar
N1Guy

I have enjoyed my experience with plata I have been...

5
I have enjoyed my experience with plata I have been able to track my loan very easily and never had an issues. The value for money is very good and should I need another loan I go with plata Reviewed on: 2nd March 2026
kacey m's avatar
kacey m

Easy to use website

4
Found website easy to use and keeping track of outstanding balance and payments Reviewed on: 2nd March 2026
Vic 's avatar
Vic

Very well explained online and if excepted the money...

5
Very well explained online and if excepted the money is in your account pretty much instantly I would definitely recommend this company and I would use them again in an instant they listen and met my needs Thank You!! Reviewed on: 2nd March 2026
Michelle hill's avatar
Michelle hill

Nice and easy but a bit expensive

4
Nice and easy but a bit expensive Reviewed on: 2nd March 2026
Robert F's avatar
Robert F

Really quick and good experience even it was my firs...

5
Really quick and good experience even it was my first time Reviewed on: 2nd March 2026
Armando's avatar
Armando

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill