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Plata: Personal loans reviews

4.94
Based on 13,247 reviews, last reviewed 14th Apr 2026
493600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

Great experiance. Great experiance good service and comunication was good Reviewed on: 14th April 2026
Alan Coleman's avatar
Alan Coleman

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13247)

Easy to apply, easy to use website.

5
Easy to apply, easy to use website. Thankfully not needed customer services just yet. Reviewed on: 27th February 2026

Very straightforward process with funds in my accoun...

5
Very straightforward process with funds in my account under 24hours. I found the onboarding very easy and also I was constantly told what my monthly payment was and this never shifted. Reviewed on: 27th February 2026

Good value and god interest rates, easy application...

5
Good value and god interest rates, easy application and fast pay out Reviewed on: 27th February 2026

Very easy process made even easier through ClearScore

5
Very easy process made even easier through ClearScore Reviewed on: 27th February 2026

Very easy excellent service money in very quickly

5
Very easy excellent service money in very quickly Reviewed on: 27th February 2026

Reliable

5
Excellent and fast,quick response.Have no regret Reviewed on: 27th February 2026

Very easy to deal with and quick and competitive rat...

5
Very easy to deal with and quick and competitive rates ,money sent promptly no issues. Reviewed on: 27th February 2026

Very smooth experience using Plata.

5
Very smooth experience using Plata. Application process very easy, everything technically well delivered. Easy website to administer loan Reviewed on: 27th February 2026

Help when I needed it

5
Was looking for a debt consolidation loan and didn't think I would get one. Plata made that possible for me. Managed to get the amount I needed at a rate I can afford. Would definitely recommend them and I'm sure I would use them in the future Reviewed on: 27th February 2026

So easy and stress free!

5
So easy and stress free! All sorted within 12 hours and when I’d made a mistake customer service was so friendly and helpful. Reviewed on: 27th February 2026

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