Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,242 reviews, last reviewed 13th Apr 2026
493200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its very good , the best its very good , they help us when its needed Reviewed on: 13th April 2026
Emir t's avatar
Emir t

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13242)

Easy application

5
Very easy application process and once I was accepted the loan was transferred within the day Reviewed on: 27th February 2026
tim wilson's avatar
tim wilson

Quick decision with no messing about

5
Quick decision with no messing about Reviewed on: 27th February 2026
Kit D's avatar
Kit D

Great service

5
Smooth experience quick delivery Reviewed on: 27th February 2026
James's avatar
James

Excellent and easy process with good rates

5
Excellent and easy process with good rates Reviewed on: 27th February 2026
Maria F's avatar
Maria F

A simple process.

5
The.whole process was quick and easy. Reviewed on: 27th February 2026
David Scott 's avatar
David Scott

Quick response to request good interest rates for se...

5
Quick response to request good interest rates for second loan no problems all done on line no problems with service from plata Reviewed on: 27th February 2026
Rachel b's avatar
Rachel b

Excellent service from start to finish

5
From start to finish the process was clear, straightforward & easy to understand what was needed & what happened next. The rate offered was the rate given, no promises of a v cheap rate to later find it’s not available. Really impressed with my journey & the loan was fulfilled very quickly. Reviewed on: 27th February 2026
John Truswell's avatar
John Truswell

Friendly no hassle service helpful notifications on...

5
Friendly no hassle service helpful notifications on upcoming payments reasonable rates no judgement on credit score Reviewed on: 27th February 2026
Richard O's avatar
Richard O

It was very quick and hassle free

5
It was very quick and hassle free Reviewed on: 27th February 2026
Glenn h's avatar
Glenn h

Great Plata experience - from loan application, deci...

5
Great Plata experience - from loan application, decision making and customer service - all great! Reviewed on: 27th February 2026
Knowledge Mpofu's avatar
Knowledge Mpofu

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill