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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

So quick and helpful - no fuss clear quick service.

5
So quick and helpful - no fuss clear quick service. Recommend to anyone. Reviewed on: 28th February 2026
Trudi's avatar
Trudi

Very good and quick and easy and very helpful

4
Very good and quick and easy and very helpful Reviewed on: 28th February 2026
Mr M jolly 's avatar
Mr M jolly

Fast easy and simplified application process.

4
Fast and easy application process. The online account clarifies all the details you need to know about your account. Reviewed on: 28th February 2026
Sameer H's avatar
Sameer H

Friendly helpful, quick response excellent service

5
Friendly helpful, quick response excellent service Reviewed on: 28th February 2026
Michelle 's avatar
Michelle

Quick and easy experience.

5
Quick and easy experience. Very professional. Good communication Reviewed on: 28th February 2026
ME's avatar
ME

Easy to deal with customer service and online portal

5
Easy to deal with customer service and online portal Reviewed on: 28th February 2026
David t's avatar
David t

Fast efficient and easy to set up

5
Fast efficient and easy to set up Reviewed on: 28th February 2026
nicola s's avatar
nicola s

Quick to access.

5
Quick to access. Easy to follow instructions Reviewed on: 28th February 2026
Helen B's avatar
Helen B

Easy to use app.

5
Easy to use app. Easy to negotiate Reviewed on: 28th February 2026
Liam m's avatar
Liam m

Exactly what I signed up for.

5
From the application stage to the current activity, I have had no issues and the terms laid out were what I signed up for. Everything is straight forward and as I agreed to accept when getting finance from Plata. Reviewed on: 28th February 2026
Jonny's avatar
Jonny

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