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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Friendly helpful, quick response excellent service

5
Friendly helpful, quick response excellent service Reviewed on: 28th February 2026
Michelle 's avatar
Michelle

Quick and easy experience.

5
Quick and easy experience. Very professional. Good communication Reviewed on: 28th February 2026
ME's avatar
ME

Easy to deal with customer service and online portal

5
Easy to deal with customer service and online portal Reviewed on: 28th February 2026
David t's avatar
David t

Fast efficient and easy to set up

5
Fast efficient and easy to set up Reviewed on: 28th February 2026
nicola s's avatar
nicola s

Quick to access.

5
Quick to access. Easy to follow instructions Reviewed on: 28th February 2026
Helen B's avatar
Helen B

Easy to use app.

5
Easy to use app. Easy to negotiate Reviewed on: 28th February 2026
Liam m's avatar
Liam m

Exactly what I signed up for.

5
From the application stage to the current activity, I have had no issues and the terms laid out were what I signed up for. Everything is straight forward and as I agreed to accept when getting finance from Plata. Reviewed on: 28th February 2026
Jonny's avatar
Jonny

Such an easy way to secure a loan.

5
Such an easy way to secure a loan. All online and the money was in my account almost imeadiatley Reviewed on: 28th February 2026
Richard Hartley's avatar
Richard Hartley

Very quick and simple process.

5
Very quick and simple process. Accessing account is easy, but has protective steps to verify user. Navigating your account is made clear and if you have made any changes to your loans such as additional payments, updated terms and conditions are made available through your account. Would highly recommend using Plata. Reviewed on: 28th February 2026
KL's avatar
KL

Impressive Efficiency!

5
So far I've been very impressed by the speed and quality of this service. One phone call, one week, loan in my account ready to use! Reviewed on: 28th February 2026
Jim D's avatar
Jim D

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