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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Good communication and information given before deci...

5
Good communication and information given before deciding about which loan to take out Reviewed on: 28th February 2026
Joanne B's avatar
Joanne B

Plata was very quick and easy and transparent to use.

5
Plata was very quick and easy and transparent to use. My first loan I've taken out and I expected to have to jump through hurdles but it was much easier to understand than I thought Reviewed on: 28th February 2026
Amy's avatar
Amy

Simple and easy process.

5
Simple and easy process. In fact no fuss at all. Good place to start looking for personal loan. Reviewed on: 28th February 2026
Paul D's avatar
Paul D

It was an easy quick process with immediate decision.

5
It was an easy quick process with immediate decision. Money was transferred exactly when advised and customer care is excellent also Reviewed on: 28th February 2026
Tracey's avatar
Tracey

A stress free experience

5
Very easy to deal with. Easy to contact and communicate, app is simple and payments can be adjusted and made with no hassles. Very stress free experience Reviewed on: 28th February 2026
Derryn N's avatar
Derryn N

Excellent

5
Excellent service really easy to speak to people Reviewed on: 28th February 2026
Chris 's avatar
Chris

Quick and efficient service

5
Quick and efficient service. Easy application process and funds were available super quick. Reviewed on: 28th February 2026
Kyle B's avatar
Kyle B

Very efficient and straightforward application.

5
Very efficient and straightforward application. Realised early on how good they are and no unnecessary delays or having to chase them for updates. Would definitely use them again and would highly recommend them to family and friends. Reviewed on: 28th February 2026
Lindsey MS's avatar
Lindsey MS

Quick and easy

5
Quick and easy and keeped informed all the way through the whole process Reviewed on: 28th February 2026
Robert H's avatar
Robert H

I was looking for a loan and this was great value.

5
I was looking for a loan and this was great value....even cheaper than the bank! Reviewed on: 28th February 2026
Kevin R's avatar
Kevin R

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