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Plata: Personal loans reviews

4.94
Based on 13,237 reviews, last reviewed 12th Apr 2026
492900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

The loan application was easy and quick with no hass... The loan application was easy and quick with no hassle at all. Great customer service and easy small repayments. Reviewed on: 12th April 2026
kami-mgzr@hotmail.co.uk's avatar
[email protected]

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13237)

Fast service and great communication - simple applic...

5
Fast service and great communication - simple application Reviewed on: 27th February 2026

Great service very helpfull money was sent when said...

5
Great service very helpfull money was sent when said it would be Reviewed on: 27th February 2026

Ben Nicholls

5
Very good feedback from the company Reviewed on: 27th February 2026

Everything was excellent, professional, fast receive...

5
Everything was excellent, professional, fast receive the money in my account. Completely for PLATA. Reviewed on: 27th February 2026

Excellent service, I had a very smooth and hassle-fr...

5
Excellent service, I had a very smooth and hassle-free experience with Plata Loan. The application process was simple, quick, and easy to understand. The approval was fast, and the funds were disbursed on time without any complications. Reviewed on: 27th February 2026

Seamless

5
The experience was seamless from start to finish. The application was simple, they made a quick decision and had excellent loan rates. I couldn’t fault any step in the process. I would definitely recommend them to friends and family. Reviewed on: 27th February 2026

Very straight forward process and very easy to navig...

5
Very straight forward process and very easy to navigate and use website Reviewed on: 27th February 2026

High rates disguised by shiny interface

1
High rates disguised by shiny interface Reviewed on: 27th February 2026
Reply from Plata Hi Kiran, Thank you for taking the time to leave us a review. We’re sorry to hear about your experience and how this has made you feel. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
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Plata

No messing about

4
Very straight forward and user friendly Reviewed on: 27th February 2026

Very helpful

5
Very easy and quick and professional I’m done in a few minutes Reviewed on: 27th February 2026

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