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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Quick and affordable loan

5
Very easy to get a loan, when you need, and everyone refused you. Reviewed on: 28th February 2026

My loan was approved without any hassle.

5
My loan was approved without any hassle. Reviewed on: 28th February 2026

I was a little wary about taking out a personal loan...

5
I was a little wary about taking out a personal loan however Plata provided me with all the information I needed and made me feel at ease. They send me monthly texts reminding me of my payments - I think they’ve been great! Reviewed on: 28th February 2026

Plata offers a positive customer service

5
Plata offered a service that was easy to use, clear rates and costing. They are much more competitive than many other lenders and made sure my loan was affordable to me. It's refreshing to find a lender that takes customer service to the heart of what they do. Reviewed on: 28th February 2026

Easy to use, friendly staff and very helpful

5
Easy to use, friendly staff and very helpful Reviewed on: 28th February 2026

Straight forward, easy to use.

5
Straight forward, easy to use. Easy to keep track of Reviewed on: 28th February 2026

No issues.

5
No issues. Great communication. Great service Reviewed on: 28th February 2026

Good communication and information given before deci...

5
Good communication and information given before deciding about which loan to take out Reviewed on: 28th February 2026

Plata was very quick and easy and transparent to use.

5
Plata was very quick and easy and transparent to use. My first loan I've taken out and I expected to have to jump through hurdles but it was much easier to understand than I thought Reviewed on: 28th February 2026

Simple and easy process.

5
Simple and easy process. In fact no fuss at all. Good place to start looking for personal loan. Reviewed on: 28th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review