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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Fast efficiency service no issues

5
Fast efficiency service no issues Reviewed on: 28th February 2026

Quick and simple.

5
Quick and simple. Good rates. All done online, which i like. Money was in the bank Quick, which helped me alot. Reviewed on: 28th February 2026

Great service

5
Great service, well structured and easy to use app Reviewed on: 28th February 2026

High recommendet

5
Easy not problem atol, fast and exelent cobtact whit custoner service Reviewed on: 28th February 2026

Very quick and professional service.

5
Very quick and professional service. Can't be faulted. Reviewed on: 28th February 2026

Excellent Service

5
Easy to apply for a loan and you get a decision quickly. Excellent service all round. Reviewed on: 28th February 2026

Very quick very easy and all explained very well

5
Very quick very easy and all explained very well Reviewed on: 28th February 2026

Needed a loan to pay for a car and got excepted had...

5
Needed a loan to pay for a car and got excepted had the money same day really pleased. Reviewed on: 28th February 2026

I just borrowed and set repayment plan perfect for me

5
I just borrowed money and set repayment plan perfect for me, I pay in time and I have no issues. Reviewed on: 28th February 2026

Payment reduction.

4
~I called Plata to make extra payment. The customer service was amazing and helpful. I was able to under my choices of making extra payment and how that can help reduce the loan repayments. I am hoping to make the payment earlier. Reviewed on: 28th February 2026

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