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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Very quick decision and loan rate was competitive

5
Very quick decision and loan rate was competitive Reviewed on: 28th February 2026

Plata - Organized My Finances Fast and Easily

5
Plata made a difficult time so much easier. When my husband got sick I had to quickly arrange our finances, and Plata guided me step-by-step. Everything was straightforward and the support team was responsive. It took a huge weight off my shoulders — truly stress-free. Highly recommend. Reviewed on: 28th February 2026

Borrowed with ease, quick decision made.

5
Borrowed with ease, quick decision made. Affordable repayments over my chosen time frame Reviewed on: 28th February 2026

The application proces is very simple and straight f...

5
The application proces is very simple and straight forward. Once approved, usually instantly, money will be in the account within hours. Reviewed on: 28th February 2026

Amazing company

5
Straightforward no complicated paperwork Reviewed on: 28th February 2026

Been helpful in the past when I have had financial d...

4
Been helpful in the past when I have had financial difficulties. Fortunately things have improved now. Reviewed on: 28th February 2026

Quick, Easy and helpful

5
The service is quick and easy to apply. It is great that we are able to track information and update online. Reviewed on: 28th February 2026

Fast efficiency service no issues

5
Fast efficiency service no issues Reviewed on: 28th February 2026

Quick and simple.

5
Quick and simple. Good rates. All done online, which i like. Money was in the bank Quick, which helped me alot. Reviewed on: 28th February 2026

Great service

5
Great service, well structured and easy to use app Reviewed on: 28th February 2026

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