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Plata: Personal loans reviews

4.94
Based on 13,232 reviews, last reviewed 12th Apr 2026
492500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Good service , easy to navigate the website Good service , easy to navigate the website Reviewed on: 12th April 2026
D B 's avatar
D B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13232)

Worth a go

5
Very quick response moved in th right direction Reviewed on: 27th February 2026

Great company to do business with

5
Sorted very quickly & happy with the result Reviewed on: 27th February 2026

Easy application and transparent terms.

5
It was easy to navigate the website and apply. Plata is very open with their terms and conditions. The decision to acceptance was relatively quick and once the offer was accepted and the terms agreed, the money was in my account the next working day. i cannot comment in their customer service as I haven’t encountered a physical conversation, however the contact details are readily accessible and their number is free to call. I do recommend them. Reviewed on: 27th February 2026

Good, fast very helpful would highly recommend

5
Good, fast very helpful would highly recommend Reviewed on: 27th February 2026

Quick, easy and personal.

4
Quick, easy and personal. They were professional and approachables. Reviewed on: 27th February 2026

Quick, Clear and Easy

5
Very quick and easy process, with clear guidance and steps to help me make an informed decision. I applied online and felt a little daunted, but each step of the way I was greeted with clear instructions, clear pathways and options for what I wanted to do. Reviewed on: 27th February 2026

Easy to apply, quick decision, kept me up to date ev...

5
Easy to apply, quick decision, kept me up to date every step of the way. Reviewed on: 27th February 2026

Goods rates, great service.

5
Goods rates, great service. Very easy application process Reviewed on: 27th February 2026

Very easy to use and complete.

5
Very easy to use and complete.and no hassle at all though out the process. Reviewed on: 27th February 2026

Great customer support really helped me and explaine...

5
Great customer support really helped me and explained everything so I fully understood every aspect of my loan. Easy to use customer portal to keep track of my loan. Reviewed on: 27th February 2026

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