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Plata: Personal loans reviews

View other Plata products
4.84
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy and honest to use

5
Really easy to use, upfront with costs and charges simple to understand Reviewed on: 27th February 2026
Matthew H's avatar
Matthew H

Excellent service and very friendly

5
Excellent service and very friendly Reviewed on: 27th February 2026
Bassman's avatar
Bassman

Easy and quick application.

5
Easy and quick application. Didn’t take long for a decision Reviewed on: 27th February 2026
JXG's avatar
JXG

When i called up thought i would get a miss payment...

5
When i called up thought i would get a miss payment fee as I lost my card and had to wait for a new one they was so helpful and understood and didnt charge me . Plata are so great for loans and I would use them again Reviewed on: 27th February 2026
Lee C's avatar
Lee C

Easy from start to finish,no hassle no stress

5
Easy from start to finish,no hassle no stress Reviewed on: 27th February 2026
Peter 's avatar
Peter

Straight forward loan hassle free

5
Straight forward loan hassle free Reviewed on: 27th February 2026
M T's avatar
M T

Easy to apply, easy to use website.

5
Easy to apply, easy to use website. Thankfully not needed customer services just yet. Reviewed on: 27th February 2026
Kim F's avatar
Kim F

Very straightforward process with funds in my accoun...

5
Very straightforward process with funds in my account under 24hours. I found the onboarding very easy and also I was constantly told what my monthly payment was and this never shifted. Reviewed on: 27th February 2026
Funso A's avatar
Funso A

Good value and god interest rates, easy application...

5
Good value and god interest rates, easy application and fast pay out Reviewed on: 27th February 2026
Mimi w's avatar
Mimi w

Very easy process made even easier through ClearScore

5
Very easy process made even easier through ClearScore Reviewed on: 27th February 2026
Gil01's avatar
Gil01

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