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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,173 reviews, last reviewed 8th Apr 2026
486900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy to fill in forms and the money was in very quic... Easy to fill in forms and the money was in very quick would recommend to anyone Reviewed on: 8th April 2026
Matthew lynes's avatar
Matthew lynes

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13173)

.easy loan in laymans terms

5
Easy form to apply instant decision and ready funds..no qualms great site to monitor your loan and make payments.. Reviewed on: 27th February 2026
David s's avatar
David s

Highly recommended

5
I’ve had a great experience. Applying was easy and I’ve been able to make extra payments on my loan and lower the monthly payments. I will definitely use Plata again if I ever need enough loan. I would highly recommend Plata to anyone. Reviewed on: 27th February 2026
Louise H's avatar
Louise H

Excellent service

5
The service was professional from start to finish Reviewed on: 27th February 2026
Bell's avatar
Bell

Got a quick loan from Plata and it’s been perfect.

5
Got a quick loan from Plata and it’s been perfect. Very happy Reviewed on: 27th February 2026
Richard L's avatar
Richard L

Very easy process from start to finish

5
Very easy process from start to finish Reviewed on: 27th February 2026
Allan M's avatar
Allan M

They were there when I needed help where others didn...

5
They were there when I needed help where others didn't want to. Got me out of a fix with a well worked out finance deal. Interest and Apr rate was great too. Also after a period of time you can get a top up loan. Also understanding of your personal situation. Staff are very friendly down to earth. Professional. And explain it all in simple terms so you don't stress out and worry. Reviewed on: 27th February 2026
Michael S's avatar
Michael S

Good experience

5
Good experience applying, no hassle and the money was transferred pretty quick. Reviewed on: 27th February 2026
Ash G's avatar
Ash G

Straight forward application process, I was kept inf...

5
Straight forward application process, I was kept informed throughout and the money was in my account when they said it would be, excellent service! It's an easy to manage portal once I had the funds and a message reminding me the payment will be taken. Reviewed on: 27th February 2026
John T's avatar
John T

Easy and quick application

5
Easy and quick application, rapid money transfer once approved. Reviewed on: 27th February 2026
VW's avatar
VW

Very fast an easy application.

5
Very fast an easy application. No extra documentation or phone calls which is great when you have a busy work schedule Reviewed on: 27th February 2026
Ooloki's avatar
Ooloki

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