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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Excellent service

5
Having tried my own bank and having an excellent credit history, I tried Plata and they approved me very quickly and the all round service was excellent. Reviewed on: 27th February 2026
A B's avatar
A B

Excellent service but High APR

3
Experience was excellent, unfortunately the APR was not competitive and extremely high. This has put me off using them in future. Reviewed on: 27th February 2026
Gav's avatar
Gav
Reply from Plata Hi Gav, Thank you for taking the time to leave us a review. We’re pleased to hear that you found our service excellence. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
Plata's logo
Plata

Helpful, efficient and good value.

5
Helpful, efficient and good value. Reviewed on: 27th February 2026
Teraysa C's avatar
Teraysa C

Prompt service, easy / straightforward application p...

5
Prompt service, easy / straightforward application process. Reviewed on: 27th February 2026
NB's avatar
NB

Excellent service quick decision

5
Excellent service quick decision Reviewed on: 27th February 2026
Matthew J's avatar
Matthew J

It was very easy to go through the checks and get ac...

5
It was very easy to go through the checks and get accepted it helped me a lot thank you! Reviewed on: 27th February 2026
Eva F's avatar
Eva F

From initial request to acceptance was less than 10...

5
From initial request to acceptance was less than 10 mins. Awesome turnaround Reviewed on: 27th February 2026
John Hoe's avatar
John Hoe

Excellent experience.

5
Excellent experience, very fast and easy process. Great customer service and kept informed at all times. Reviewed on: 27th February 2026
Billy Mazella's avatar
Billy Mazella

Good customer service very helpful good service

5
Good customer service very helpful Reviewed on: 27th February 2026
Jenny 's avatar
Jenny

Second time ive applied and been accepted for a loan...

5
Second time ive applied and been accepted for a loan, seamless, no hassle and money was in my accpunt as promised within 12 hours. Very impressed with overall service. Reviewed on: 27th February 2026
Kenneth B's avatar
Kenneth B

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