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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,938 reviews, last reviewed 2nd Apr 2026
464600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Great service Super quick to get the loan/payment itself. I experienced some financial issues due to change in family circumstances and they were very supportive in... Read more Reviewed on: 2nd April 2026
Bethany R's avatar
Bethany R

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12938)

Quick and easy, stress free, good online account acc...

5
Quick and easy, stress free, good online account access and easy to manage Reviewed on: 27th February 2026
C A's avatar
C A

Excellent and helpful, easy to understand numbers.

5
Excellent and helpful, easy to understand numbers. Reviewed on: 27th February 2026
Minnal L's avatar
Minnal L

Great easy simple to deal with excellent service 5stars

5
Great easy simple to deal with excellent service 5stars Reviewed on: 27th February 2026
David tobin's avatar
David tobin

Great service with no problem loa

5
Great service with no problem loa Reviewed on: 27th February 2026
Shirley Gibson's avatar
Shirley Gibson

Great Service

5
Very efficient service and a user friendly easy way to apply for a personal loan. I was very happy with the service. The APR was more competitive and a lot better than the alternatives I could have had access to at the time I applied. Reviewed on: 27th February 2026
Sarah P's avatar
Sarah P

Very good service I have had no issues not needed to...

5
Very good service I have had no issues not needed to speak to customer service Reviewed on: 27th February 2026
Abigail W's avatar
Abigail W

The loan was approved quickly and the funds arrived...

4
The loan was approved quickly and the funds arrived on time. However, the origination fee was higher than expected, which increased the overall cost. Customer service was adequate but not outstanding. The loan is manageable, but I would only recommend it to borrowers who need fast access to cash and understand the fees involved Reviewed on: 27th February 2026
Rico W's avatar
Rico W

Loan Application

5
Very easy to deal with, process was straightforward and easy to apply and kept informed at every stage. Reviewed on: 27th February 2026
Keith M's avatar
Keith M

Excellent service, quick decisions and fair rates

5
Excellent service, quick decisions and fair rates Reviewed on: 27th February 2026
Mel Walden's avatar
Mel Walden

Amazing customer service

5
The customer service from the plata team has been amazing. They are attentive and always super helpful. Everything is done efficiently. Reviewed on: 27th February 2026
Pri R's avatar
Pri R

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