Write a review

Newsletter

Go to business site

Plata: Personal loans reviews

Name: Personal loans
Rating: 4.85 (13650 reviews)

View other Plata products

4.85

Based on 13,650 reviews, last reviewed 9th Jul 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026

Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best personal loan provider 2025

Awarded to the personal loan provider rated highest in UK customer reviews.

Plata Personal loans reviews (13650)

Easy Loan Application

Very quick and smooth.. It was very easy to apply. Reviewed on: 27th February 2026

Quick and helpful

I was struggling to get a loan to help me deal with accumulated debt but plata were very easy to apply for and everything was worked through very quickly and it allowed me to consolidate my debts and manage my finances better where as before I was really struggling. Reviewed on: 27th February 2026

Very friendly people and honest!

Very friendly people and honest! Reviewed on: 27th February 2026

I was in dire need of some money to travel home to J...

I was in dire need of some money to travel home to Jamaica to help my family after the devastating hurricane that affected our island I reached out to 2 other loan agencies and was fed up because of time the loan would take to process including my bank. And I tried plata and within 2 days everything was sorted out and I received the money before travelling home. I was very grateful. Reviewed on: 27th February 2026

Easy application process and very fast

Easy application process and very fast Reviewed on: 27th February 2026

has been efficient and helpful, I have not had an is...

has been efficient and helpful, I have not had an issues when it comes to support and guidance. Reviewed on: 27th February 2026

I had a very good experience with Plata, the applica...

I had a very good experience with Plata, the application was straight forward no stress Reviewed on: 27th February 2026

A very simple application process with no problems

A very simple application process with no problems encountered. Money arrived same day and repayment plan in place as agreed. Reviewed on: 27th February 2026

Plata is amazing really helped me

Plata is amazing really helped me Reviewed on: 27th February 2026

A Loan That Made a Meaningful Difference

I took out a personal loan with Plata last summer so I could travel to Lebanon and see my family after 10 years apart. It was something very important to me. Before applying to Plata, I applied to two other lenders, but both rejected my application even though I have a good credit score and stable financial history. Plata reviewed my application fairly and the process was straightforward. The decision was clear and the funds were provided in good time, which made a big difference. Thanks to them, I was able to make the trip and reconnect with my family. I really appreciated the opportunity when other lenders had turned me down. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Payday Loan
from Credit Star 0.00 from 0 reviews
Short-term loan
from The Money Shop 3.91 from 12 reviews
Loans
from Darlington Credit Union 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Plata: Personal loans reviews

91% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Plata: Personal loans now

Best personal loan provider 2025

Plata Personal loans reviews (13650)

Easy Loan Application

Quick and helpful

Very friendly people and honest!

I was in dire need of some money to travel home to J...

Easy application process and very fast

has been efficient and helpful, I have not had an is...

I had a very good experience with Plata, the applica...

A very simple application process with no problems

Plata is amazing really helped me

A Loan That Made a Meaningful Difference

Review Plata: Personal loans now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024