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Plata: Personal loans reviews

4.94
Based on 12,939 reviews, last reviewed 2nd Apr 2026
464700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Cheerful experienced staff. Quick and easy no fuss. Highly recommend Reviewed on: 2nd April 2026
Michelle T's avatar
Michelle T

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12939)

Excellent service no faults quick services

5
Excellent service no faults quick services Reviewed on: 27th February 2026

Understanding lender

5
Nothing but a positive experience using Plata Reviewed on: 27th February 2026

Excellent

5
Great customer service, easy to use online portal. Great customer security as well. Reviewed on: 27th February 2026

Great company!

5
Excellent company to go with and when I rang up to suspend a payment they were more than helpful and helped me. Also like the fact I can always pay extra off when I want. Reviewed on: 27th February 2026

I want to say just Simple the best

5
I want to say just Simple the best Reviewed on: 27th February 2026

Straightforward and Simple

5
When applying the process was very straightforward and easy to complete. Plata was very accommodating Reviewed on: 27th February 2026

I needed a loan urgently & I applied via plata and g...

5
I needed a loan urgently & I applied via plata and got accepted.. it helped me get out of debt ASAP and paying back monthly now I'm back working full time Reviewed on: 27th February 2026

Easy application process, easy account management on...

5
Easy application process, easy account management online to make changes to payment dates, personal details - so in general easy personal management without needing to spend ages waiting to talk to someone Reviewed on: 27th February 2026

All my dealings with Plara have been Excellent

5
All my dealings with Plara have been Excellent Reviewed on: 27th February 2026

Brilliant,quick approval and funds are in same day.

5
Brilliant,quick approval and funds are in same day. Reviewed on: 27th February 2026

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