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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Exceeded expectations.

5
Exceeded expectations. Friendly customer service staff and straightforward process. Reviewed on: 27th February 2026
VWK's avatar
VWK

Loan in easy steps

5
Just been easy. Applied accepted and then paid in good time which is what people who need loans need Reviewed on: 27th February 2026
Dekota 's avatar
Dekota

Ask for loan, was accepted, money straight in my ban...

5
Ask for loan, was accepted, money straight in my bank account, getting married soon so happy days Reviewed on: 27th February 2026
Colin N's avatar
Colin N

Easy & good interest rates

5
Easy process for securing a loa and dropped my interest rate down Reviewed on: 27th February 2026
Sarah W's avatar
Sarah W

Excellent service provided by plata

5
Excellent service provided by plata Reviewed on: 27th February 2026
Gary McCormick's avatar
Gary McCormick

It was so easy to sort my loan no messing about and...

5
It was so easy to sort my loan no messing about and I heard within 1hour that i had been excepted Reviewed on: 27th February 2026
Robert 's avatar
Robert

The APR is sadly so high.

2
The APR is sadly so high. I’m paying over £1,700 in interest Reviewed on: 27th February 2026
MTW's avatar
MTW
Reply from Plata Hi, Thank you for taking the time to leave us a review. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
Plata's logo
Plata

Really helpful and customer service was exceptional

5
Really helpful and customer service was exceptional Reviewed on: 27th February 2026
Leah W's avatar
Leah W

Easy transaction!

5
I havent needed to contact customer service. The app is easy to use. And direct debits never fail to come out. Reviewed on: 27th February 2026
Kathryn Q's avatar
Kathryn Q

Easy to deal with, great friendly service throughout.

5
Easy to deal with, great friendly service throughout. Any issues dealt with quickly and effectively. Reviewed on: 27th February 2026
Mac's avatar
Mac

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