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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,942 reviews, last reviewed 2nd Apr 2026
465000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

5

Flawless from start to finish. Flawless from start to finish. Checks were fast and clearly explained, timelines were kept, no hidden fees or terms, and money was received without st... Read more Reviewed on: 2nd April 2026
Simeon A's avatar
Simeon A

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12942)

Smooth easy no silly questions had my sorted within...

5
Smooth easy no silly questions had my sorted within 24hrs Reviewed on: 27th February 2026
Darrell E's avatar
Darrell E

All in all very good from start to finish.

4
All in all very good from start to finish. Thank You. Reviewed on: 27th February 2026
paul boothman's avatar
paul boothman

Happy customer would recommend

5
App is really easy to use and never had any issues with my loan. It was quick, simple to to do. Reviewed on: 27th February 2026
K O's avatar
K O

Easy to use website.

5
Easy to use website. Even if your not computer savvy Quick response time Reviewed on: 27th February 2026
James b's avatar
James b

Too much interest and they report the interest plus...

2
Too much interest and they report the interest plus the principal loan to credit union.so if you take loan 20k plus interest 16k ,it shows on the report 36k funny.also they reduce all the monthly payments from interest only so if you want to pay off the loan in 6 months then still need to pay the almost full amount because those 6 months payments were reduced from interest only funny ,its a unfair to a customer this policy has to change, Reviewed on: 27th February 2026
Azad's avatar
Azad

Effortless.

5
Effortless. I was thinking that there will be more excuses to feline my request but money was in my account already. Reviewed on: 27th February 2026
SIJAN's avatar
SIJAN

Recently i had a change of payday from work so to ma...

5
Recently i had a change of payday from work so to make myself more comfortable with money in my bank i asked with a call to change the date and straight away yhere was no problem in doing so Reviewed on: 27th February 2026
Richard G's avatar
Richard G

Easy Process

5
The whole process from start to finish was so easy and made less stressful by how quick it all came together. Reviewed on: 27th February 2026
Caroline H's avatar
Caroline H

I was really struggling and needed a car to get to m...

4
I was really struggling and needed a car to get to my work this was the only place that accepted me and allowed me to big my first wee car never had any problems how ever only thing I’d say is the interest rate hit it’s what’s to be expected just taking a while to pay off Reviewed on: 27th February 2026
Emily S's avatar
Emily S

Very happy

5
Easy and no problems,simple to arrange and no hassle Reviewed on: 27th February 2026
Krissie f's avatar
Krissie f

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