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Plata: Personal loans reviews

4.94
Based on 12,942 reviews, last reviewed 2nd Apr 2026
465000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Flawless from start to finish. Flawless from start to finish. Checks were fast and clearly explained, timelines were kept, no hidden fees or terms, and money was received without st... Read more Reviewed on: 2nd April 2026
Simeon A's avatar
Simeon A

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12942)

Exceptional service

5
Got a loan to consolidate some other debts. The form was quick and straightforward and the level of service excellent. Its clear when payments will be taken, how much and how much is left on my loan. The interest rate is very competitive even if your credit rating is lower. Reviewed on: 27th February 2026

Very smooth application and approval process.

5
Very smooth application and approval process. No issues so far. Great customer service and I would recommend to a friend and use the services again Reviewed on: 27th February 2026

Easy to deal with, good communication

5
Easy to deal with, good communication Reviewed on: 27th February 2026

Plata loans

5
Everything from the start of the process to the end was quick & easy . There is also an app where i can go in and have a look from time to time, I would highly recommend Reviewed on: 27th February 2026

Couldn’t ask for a more friendlier company, who actu...

5
Couldn’t ask for a more friendlier company, who actually care about their customers Reviewed on: 27th February 2026

Great and quick .

5
Great and quick ....very easy to aply Reviewed on: 27th February 2026

Brilliant customer service, very helpful.

5
Brilliant customer service, very helpful. Reviewed on: 27th February 2026

Easy to apply.

5
Easy to apply. Money paid into my account quickly. Great customer service and value for money. Reviewed on: 27th February 2026

Competitive rates. Easy website design

5
Got a loan at a good rate. Website is simple and effective. Can’t fault. Reviewed on: 27th February 2026

Excellence.

5
Quick, easy, & professional service. Reviewed on: 27th February 2026

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