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Plata: Personal loans reviews

4.94
Based on 12,922 reviews, last reviewed 2nd Apr 2026
463100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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4%
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0%
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0%
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Latest highest rating:

5

Plata is great company to borrow from!.. Plata is an easy no fuss company, offered great customer service, website is easy to navigate, I would go to them if I needed a loan again! Reviewed on: 2nd April 2026
Kerrie T's avatar
Kerrie T

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12922)

Extremely helpful and fast service thank you

5
Extremely helpful and fast service thank you Reviewed on: 27th February 2026

Such a easy service to use and straight forward

5
Such a easy service to use and straight forward Reviewed on: 27th February 2026

Easy to apply for. Positive experience

5
Easy to apply for. Not had to use customer service which is why I'm nuteral. Value for money could be better as interest is high Reviewed on: 27th February 2026

Always Plata

5
Professional and very supportive and caring Reviewed on: 27th February 2026

Great lenders, would highly recommend!

5
The application was straightforward and the whole process was quick and easy. Reviewed on: 27th February 2026

Quick and helpful staff, who were supportive.

5
Quick and helpful staff, who were supportive. Really impressed with how my application was looked at. Money was directly paid into my bank account promptly. Reviewed on: 27th February 2026

I’ve had a fantastic experience.

5
I’ve had a fantastic experience. Easy and simple to use. Reviewed on: 27th February 2026

The best customer service I've had!

5
My experience with Plata was great from start to finish. Firstly, the user experience of the website is great! Something I've struggled with in the past with many others is their website is so frustrating to navigate and use! In a time where someone may be stressed about finances, an easy to use website is an absolute must - which Plata do brilliantly. My application was smooth, and I was accepted quickly. Lastly, their customer service was great, with fast responses and an overall helpful and friendly customer service Reviewed on: 27th February 2026

Understanding

5
If i have to call to make any changes they are always helpful and attentive. Nothing is too much trouble. Reduced my stress levels knowing that i can talk to someone who understands about financial difficulties Reviewed on: 27th February 2026

Very quick and fast process when I need the money...

5
Very quick and fast process when I need the money Reviewed on: 27th February 2026

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