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Plata: Personal loans reviews

4.94
Based on 12,920 reviews, last reviewed 1st Apr 2026
463000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Professional. Professional. Precise. Hassle free Reviewed on: 1st April 2026
Cordeliampofu@yahoo.com 's avatar
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Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12920)

Car loan and great service

5
I took a loan out in October 2024 to purchase a new car, the process was super simple and efficient. What I love about Plata is how easy it is to manage your account. I had a little baby boy in December 2025 and was taking some unpaid time off work so made an extra payment, I basically reduced the loan by mistake instead of paying my next payment in advance. I called them and they were super helpful, with my issue resolved in less than 4 minutes! Would definitely recommend to anyone. Reviewed on: 27th February 2026

Always great customer service with Plata.

5
Always great customer service with Plata. Easy to use online account. Reviewed on: 27th February 2026

Easy process and fast service.

5
Easy process and fast service. Simple to navigate, straightforward and did not take long to have money in the bank. Reviewed on: 27th February 2026

Financial rest

5
Plata has been a source of financial life line at a time when there was no help. I have been able to take control of my finances. Reviewed on: 27th February 2026

Very helpful customer service.plata excelent

5
Very helpful customer service. Quick and easy access Reviewed on: 27th February 2026

Have had no issues with Plata easy form to fill in o...

5
Have had no issues with Plata easy form to fill in online fair rates. Reviewed on: 27th February 2026

Quick and efficient service.

5
Quick and efficient service. The team are always happy to help and nothing is too much trouble. Reviewed on: 27th February 2026

I’ve not had any problems from taking out my loan.

5
I’ve not had any problems from taking out my loan. I think the interest rate was one of the best I seen.would deffinately reccomend for people needing it. Reviewed on: 27th February 2026

Debt Consolidation

5
I was in a position where I needed to consolidate a few credit cards in order to streamline my accounts. Plata did exactly that for me. Reviewed on: 27th February 2026

My loan was approved and funds in my account within...

5
My loan was approved and funds in my account within minutes. A very straight forward process Reviewed on: 27th February 2026

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