Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,918 reviews, last reviewed 1st Apr 2026
462900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. Would recommend. Reviewed on: 1st April 2026
Anil D's avatar
Anil D

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12918)

I took out a loan to help with my finances.

5
I took out a loan to help with my finances. the lady on the phone when i first set up was extremely helpful and polite. the whole process was very easy too and clear to understand once you start paying off. Reviewed on: 27th February 2026
Aimee's avatar
Aimee

Highly professional customer service with ease to ex...

5
Highly professional customer service with ease to explain and support in the matter of borrowing loan according to need of customer. Highly recommend to other people. Reviewed on: 27th February 2026
Atif Khan's avatar
Atif Khan

Good service

4
Easy to apply and qick decision. App very good. Smooth start from first applying to getting accepted and the money. Reviewed on: 27th February 2026
Stephen L's avatar
Stephen L

Simple, straightforward and competitive loan

5
It was so simple and straightforward to apply, The rate of interest was very competitive and the online account is easy to access and manage. I get a statement every 12 months clearly stating what I owe and the remaining months, would definitely recommend to others. Reviewed on: 27th February 2026
SMKL's avatar
SMKL

Wry happy with my experience

5
Had a great experience with Plata very happy. Reviewed on: 27th February 2026
Nicola Donhou's avatar
Nicola Donhou

Quic service delivery

4
It was straightforward with no delays. Reviewed on: 27th February 2026
Mariama C's avatar
Mariama C

Best place ever to get a loan

5
Brilliant fast and straight to it no messing around great service money with you quickly Reviewed on: 27th February 2026
Jackie s's avatar
Jackie s

Great experience - no stress - great customer servic...

5
Great experience - no stress - great customer service - easy to manage my account. Reviewed on: 27th February 2026
OY's avatar
OY

The best

5
Very good for first my experience Reviewed on: 27th February 2026
Maria's avatar
Maria

Returning customer

5
Ive used them twice now, easy to use and simple process. Reviewed on: 27th February 2026
Lyndsey L's avatar
Lyndsey L

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill